Branch County property record for 125 Harrison St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,524 sqft |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,000 (Oct 2025) |
| Tax Bill | $2,848 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-236-00 |
| Primary APN | 304-000-000-236-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,524 sqft Building Perimeter |
| 1st Floor Area | 1,082 sqft |
| Basement Area | 206 sqft |
| Unfinished Basement | 206 sqft |
| Lot Area | 6,534 sqft (0.15 acres) |
|---|---|
| Garage Area | 468 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 125 HARRISON ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 OF LOT COM AT NW COR LOT 186 ON S LI HARRISON ST TH ELY ON S LI HARRISON ST TO LD OF O W HOYT TH SLY 8 RDS TH WLY PAR |
| Legal Lot Number | 186 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 951500 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 NORTH, COLDWATER, MI 49036 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 10, 2025 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS |
| Oct 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Mar 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Oct 14, 2022 · Amount on Record |
| Deed Document Number | 20256088 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 10, 2025 |
| Property Address | 125 HARRISON ST, COLDWATER, MI 49036-1302 |
| Document Number | 0202506088 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025-06088 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 HARRISON ST, COLDWATER, MI 49036-1302 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 N HANCHETT ST APT 402, 402, COLDWATER, MI 49036-1698 |
| Document Number | 0202506089 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025-06089 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 14, 2022 |
| Property Address | 125 HARRISON ST, COLDWATER, MI 49036-1302 |
| Document Number | 0202206921 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022-06921 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,132.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 HARRISON ST, COLDWATER, MI 49036-1302 |
| Name | Verified Name |
|---|---|
| Address | 929 SUNSET DR, QUINCY, MI 49082-9797 |
| Document Number | 0202206922 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-06922 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 13, 2018 |
| Property Address | 125 HARRISON ST, COLDWATER, MI 49036-1302 |
| Document Number | 0201801473 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2018-01473 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $774.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15197 MELROSE ST, LIVONIA, MI 48154-3511 |
| Name | Verified Name |
|---|---|
| Address | 125 HARRISON ST, COLDWATER, MI 49036-1302 |
| Document Number | 0201801474 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018-01474 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,850 (+6.01%) | $181,700 (+6.01%) | |
| 2025 | $2,848.00 (+3.68%) | $85,700 | $171,400 |
| 2024 | $2,747.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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