Pinellas County property record for 127 Harbor Bluff Dr, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3,294 sqft · built 1973 |
| Lot Size | 0.286 acres (12,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2002) |
| Tax Bill | $5,536 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R354149 |
| Primary APN | R354149 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 13 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,294 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.286 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Area | 1,014 sqft |
| Porch | Enclosed Porch |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R354149 |
|---|---|
| Street Address | 127 HARBOR BLUFF DR |
| City | LARGO |
| State | FL |
| Zip | 33770-2655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR BLUFFS SEC 1 BLK C, LOT 14 |
| Legal Subdivision | HARBOR BLUFFS SEC 1 |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 25210 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2002 · Amount on Record |
| Deed Sale | Oct 11, 2002 · Amount on Record |
| Deed Book / Page | 12275 / 02526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 127 HARBOR BLUFF DR, LARGO, FL 33770-2655 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 127 HARBOR BLUFF DR, BELLEAIR BLF, FL 33770-2655 |
| Document Number | 0220711305 |
|---|---|
| Date | May 21, 2022 |
| Book Page | 22071/1305 |
| Instrument | 2022162342 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,536.00 (+7.35%) Homeowner's exemption | |
| 2023 | $5,157.00 (+2.44%) Homeowner's exemption | |
| 2022 | $5,034.00 Homeowner's exemption | $690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 179 in force |
| Nearby Flood Claims | 101 (1993–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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