127 E Oak St, Elsie, MI 48831 Property Records

Clinton County property record for 127 E Oak St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,455 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Feb 2020)
Tax Bill	$579 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`061-200-006-015-00`

Property Details

APN / Parcel Number

Primary APN	`061-200-006-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,455 sqft Living Area
1st Floor Area	1,002 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	158 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 E OAK ST
City	ELSIE
State	MI
Zip	48831-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 15, BLOCK 6, VANDEUSENS ADD. TO VILLAGE OF ELSIE
Legal Subdivision	VANDEUSENS ADD
Legal Block	6
Legal Lot Number	15
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1027
Census Tract	10702

Owner

127 E Oak St is owned and occupied by an individual who bought it in February 2020.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	127 E OAK ST, ELSIE, MI 48831-9644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Land Contract, Transfer · Land Contract BRENT BOORGE
May 2, 2018	Land Contract, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Mar 9, 2012 · Amount on File
Deed Document Number	20205289788
Record Updated	Oct 29, 2026

February 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CLINTON MI
Recording Date	Feb 28, 2020
Property Address	127 E OAK ST, ELSIE, MI 48831-9644
Document Number	0005289788
Instrument Date	Jan 10, 2020
Instrument	5289788
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 285, FOWLER, MI 48835-0285

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E OAK ST, ELSIE, MI 48831-9644

Mortgage

Date	Feb 28, 2020

Lender

Name	BRENT BOORGE
Type	Seller

Agreement

Type	Land Contract
Amount	Amount on Record

May 2018: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	CLINTON MI
Recording Date	May 2, 2018
Property Address	127 E OAK ST, ELSIE, MI 48831-9644
Document Number	0005266533
Map Reference	LB1 PG1
Instrument Date	Apr 30, 2018
Instrument	5266533
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	TRANSNATION TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 GRAND RIVER RD, BANCROFT, MI 48414-9493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 NORTH DR, FOWLER, MI 48835-9706

Tax Assessment & Valuation

The 2025 property tax bill for 127 E Oak St was $579 with a homeowner's exemption, down 75.2% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,000 (-2.09%) Land $3,200 Building $57,800	$122,000 (-2.09%) Land $6,400 Building $115,600
2025	$579.00 (-75.17%)	$62,300 Land $3,200 Building $59,100	$124,600 Land $6,400 Building $118,200
2024	$2,332.00 (+11.58%)
2023	$2,090.00	$49,300	$98,600
2022	$2,090.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 E Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 E Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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