114 E Oak St, Elsie, MI 48831 Property Records

Clinton County property record for 114 E Oak St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2025)
Tax Bill	$771 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-200-005-008-00`

Property Details

APN / Parcel Number

Primary APN	`061-200-005-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	158 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 E OAK ST
City	ELSIE
State	MI
Zip	48831-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 8, BLOCK 5, VANDEUSENS ADD. TO VILLAGE OF ELSIE
Legal Subdivision	VANDEUSENS ADD
Legal Block	5
Legal Lot Number	8
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1026
Census Tract	10702

Owner

Source: Clinton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1016 SUNTREE BLVD, F, SAINT JOHNS, MI 48879-2456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Dec 2, 2022	Intrafamily Transfer, Transfer
Mar 5, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Jun 10, 2024 · Amount on Record
Deed Document Number	20255354716
Prior Transfer Date	Dec 1, 2022
Prior Transfer Doc	0005331282
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	114 E OAK ST, ELSIE, MI 48831-9634
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E OAK ST, CARLAND, MI 48831-9634

Mortgage

Document Number	0005339215
Date	Oct 6, 2023
Instrument	5339215

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Dec 2, 2022
Property Address	114 E OAK ST, ELSIE, MI 48831-9634
Document Number	0005331282
Instrument Date	Dec 1, 2022
Instrument	5331282
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 SUNTREE BLVD APT E, E, SAINT JOHNS, MI 48879-2455

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 5, 2021
Property Address	114 E OAK ST, ELSIE, MI 48831-9634
Document Number	5306312
Instrument Date	Jun 8, 2020
Instrument	5306312
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 E OAK ST, 114, ELSIE, MI 48831-9634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 DOVER ST # K7, K7, MARION, VA 24354-1861

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,600 (-2%) Land $3,200 Building $60,400	$127,200 (-2%) Land $6,400 Building $120,800
2025	$771.00 (-44.01%) Homeowner's exemption	$64,900 (+25.78%) Land $3,200 Building $61,700	$129,800 (+25.78%) Land $6,400 Building $123,400
2024	$1,377.00 (+12.5%)
2023	$1,224.00 Homeowner's exemption	$51,600	$103,200
2022	$1,224.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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