132 E Oak St, Elsie, MI 48831 Property Records

Clinton County property record for 132 E Oak St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,514 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Mar 2017)
Tax Bill	$781 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-200-005-005-00`

Property Details

APN / Parcel Number

Primary APN	`061-200-005-005-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	158 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	1,624 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	32 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	132 E OAK ST
City	ELSIE
State	MI
Zip	48831-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 5, BLOCK 5, VANDEUSENS ADD. TO VILLAGE OF ELSIE
Legal Subdivision	VANDEUSENS ADD
Legal Block	5
Legal Lot Number	5
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1026
Census Tract	10702

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 E OAK ST, ELSIE, MI 48831-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA
Aug 12, 2019	Intrafamily Transfer, Transfer
Mar 17, 2017	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	20175251798
Last Transfer Date	Aug 9, 2019
Transfer Doc	5282438
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	132 E OAK ST, ELSIE, MI 48831-9634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5289071
Date	Feb 5, 2020
Instrument	5289071

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Aug 12, 2019
Property Address	132 E OAK ST, ELSIE, MI 48831-9634
Document Number	5282438
Map Reference	LB 1 PG 1
Instrument Date	Aug 9, 2019
Instrument	5282438
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 W MAIN ST, 155, ELSIE, MI 48831-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E OAK ST, ELSIE, MI 48831-9634

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 17, 2017
Property Address	132 E OAK ST, ELSIE, MI 48831-9634
Document Number	5251798
Map Reference	LB1 PG1
Instrument Date	Mar 17, 2017
Instrument	5251798
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29357 COUNTY ROAD 407, 29357, NEWBERRY, MI 49868-7852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E OAK ST, ELSIE, MI 48831-9634

Mortgage

Document Number	5251799
Date	Mar 17, 2017
Instrument	5251799

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,100 (-3.05%) Land $3,200 Building $85,900	$178,200 (-3.05%) Land $6,400 Building $171,800
2025	$781.00 (-60.93%) Homeowner's exemption	$91,900 (+26.58%) Land $3,200 Building $88,700	$183,800 (+26.58%) Land $6,400 Building $177,400
2024	$1,999.00 (+12.56%)
2023	$1,776.00 Homeowner's exemption	$72,600	$145,200
2022	$1,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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