Scott County property record for 127 E Chopin Way, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 1998 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Feb 2026) |
| Tax Bill | $1,812 (2025) |
| Deeds & Mortgages | Jul 2011 Line of Credit Feb 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-10-231.000 |
| Primary APN | 168-10-231.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 127 E CHOPIN WAY |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 101 |
| Legal Unit | 1B |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 20, 2011 | Deed of Trust, Mortgage · Line of Credit UNITED BANK & TRUST |
| Feb 3, 2026 | Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 23, 2019 | Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| May 2, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Oct 2, 2013 | Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on Record |
| Deed Sale | Feb 3, 2026 · Amount on Record |
| Prior Sale | Sep 23, 2019 · Amount on Record |
| Deed Document Number | 2026571774 |
| Deed Book / Page | 463 / 707 |
| Prior Transfer Date | Apr 25, 2018 |
| Prior Transfer Doc | 00D397/124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1041/302 |
|---|---|
| Date | Jul 20, 2011 |
| Book Page | M1041/302 |
| Instrument | 213275 |
| Name | UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 3, 2026 |
| Property Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 00D463/707 |
| Book / Page | D463 / 707 |
| Map Reference | CAB 5 SL 1907 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 571774 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 FLAMINGO CIR, GEORGETOWN, KY 40324-2130 |
| Name | Verified Name |
|---|---|
| Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0000571775 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 571775 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 23, 2019 |
| Property Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 00D409/071 |
| Book / Page | D409 / 071 |
| Map Reference | CAB 5 SL 1907 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 405340 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2025 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0000405341 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 405341 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Number | 0M1462/459 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | M1462/459 |
| Instrument | 405342 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 2, 2018 |
| Property Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 00D397/124 |
| Book / Page | D397 / 124 |
| Map Reference | CAB5 SL1907 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 REDDING RD, GEORGETOWN, KY 40324-2622 |
| Name | Verified Name |
|---|---|
| Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0000386037 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 386037 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 2, 2013 |
| Property Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 00D355/329 |
| Book / Page | D355 / 329 |
| Map Reference | CAB SL1907 |
| Instrument Date | Sep 26, 2013 |
| Instrument | 303677 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 WELLESLY AVE, GEORGETOWN, KY 40324-8091 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 127 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0M1162/510 |
|---|---|
| Date | Oct 2, 2013 |
| Book Page | M1162/510 |
| Instrument | 303678 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2043 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,500 (-) | $203,500 (-) | |
| 2025 | $1,812.00 (+6.03%) | $203,500 (+7.96%) | $203,500 (+7.96%) |
| 2023 | $1,709.00 (+18.68%) | $188,500 (+13.55%) Land $35,000 Building $153,500 | $188,500 (+13.55%) Land $35,000 Building $153,500 |
| 2022 | $1,440.00 | $166,000 Land $30,000 Building $136,000 | $166,000 Land $30,000 Building $136,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures