Scott County property record for 124 E Chopin Way, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 1998 |
| Lot Size | 0.132 acres (5,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,406 (Aug 2023) |
| Tax Bill | $1,823 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-10-183.000 |
| Primary APN | 168-10-183.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,741 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 124 E CHOPIN WAY |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD COTTAGE |
| Legal Subdivision | BRADFORD COTTAGE |
| Legal Lot Number | 96 |
| Legal Unit | 1B |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40203 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 2, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jun 3, 2019 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2023 · Amount on Record |
| Deed Sale | Aug 2, 2023 · Amount on Record |
| Prior Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 2023477694 |
| Deed Book / Page | 443 / 484 |
| Prior Transfer Date | Nov 16, 2006 |
| Prior Transfer Doc | 00D305/698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0M1877/326 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | M1877/326 |
| Instrument | 568876 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 124 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0M1708/777 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | M1708/777 |
| Instrument | 458649 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 3, 2019 |
| Property Address | 124 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 00D405/857 |
| Book / Page | D405 / 857 |
| Map Reference | CAB 5 SL 1907 |
| Instrument Date | May 31, 2019 |
| Instrument | 400755 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 MATTINGLY TRL, GEORGETOWN, KY 40324-8055 |
| Name | Verified Name |
|---|---|
| Address | 124 E CHOPIN WAY, GEORGETOWN, KY 40324-2086 |
| Document Number | 0000400756 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 400756 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,700 (-) | $204,700 (-) | |
| 2025 | $1,823.00 (+6.67%) | $204,700 (+8.59%) | $204,700 (+8.59%) |
| 2023 | $1,709.00 (+19.26%) | $188,500 (+14.1%) Land $35,000 Building $153,500 | $188,500 (+14.1%) Land $35,000 Building $153,500 |
| 2022 | $1,433.00 | $165,200 Land $30,000 Building $135,200 | $165,200 Land $30,000 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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