121 E Chopin Way, Georgetown, KY 40324 Property Records

Scott County property record for 121 E Chopin Way, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,208 sqft · built 1999
Lot Size0.15 acres (6,521 sqft)
Owner2 Company Names on Record
Last Sale$159,900 (Sep 2019)
Tax Bill$1,287 (2025)
Deeds & MortgagesJan 2020 Transfer
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN168-10-211.000

Property Details

APN / Parcel Number

Primary APN168-10-211.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,208 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area6,521 sqft (0.15 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address121 E CHOPIN WAY
CityGEORGETOWN
StateKY
Zip40324-2086
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD COTTAGE
Legal SubdivisionBRADFORD COTTAGE
Legal Lot Number104
Legal Unit1B
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1005
Census Tract40203

Owner

Source: Scott County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2020Intrafamily Transfer, Transfer
Sep 23, 2019Deed, Transfer · ARM
COMMONWEALTH CREDIT UNION
Jul 6, 2017Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Prior SaleJul 6, 2017 · Amount on Record
Deed Document Number2019405356
Deed Book / Page409 / 88
Last Transfer DateOct 1, 2019
Transfer Doc0000517782
Record UpdatedOct 29, 2026

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCOTT KY
Recording DateJan 23, 2020
Property Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086
Document Number00D411/769
Book / PageD411 / 769
Map ReferenceSL 1907
Instrument DateOct 1, 2019
Instrument410893
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateSep 23, 2019
Property Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086
Document Number00D409/088
Book / PageD409 / 088
Instrument DateSep 20, 2019
Instrument405356
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address183 SHINNECOCK HILL DR, GEORGETOWN, KY 40324-8684

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086

Mortgage

Document Number0000405357
DateSep 23, 2019
Instrument405357
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2029
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate9.25%

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJul 6, 2017
Property Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086
Document Number00D388/647
Book / PageD388 / 647
Instrument DateJun 30, 2017
Instrument371273
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$129.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5100 N HOMESTEAD WAY, MUNCIE, IN 47304-5937

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E CHOPIN WAY, GEORGETOWN, KY 40324-2086

Mortgage

Document Number0M1346/326
DateJul 6, 2017
Book PageM1346/326
Instrument371274
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,700 (-)$193,700 (-)
2025$1,287.00 (+8.24%) Homeowner's exemption$193,700 (+9.13%)$193,700 (+9.13%)
2023$1,189.00 (+14.88%) Homeowner's exemption$177,500 (+11.01%) Land $35,000 Building $142,500$177,500 (+11.01%) Land $35,000 Building $142,500
2022$1,035.00 Homeowner's exemption$159,900 Land $30,000 Building $129,900$159,900 Land $30,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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