127 E Bay Ave, Newport Beach, CA 92661 Property Records

Orange County property record for 127 E Bay Ave, Newport Beach, CA 92661

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,924 sqft · built 2022
Lot Size	0.06 acres (2,607 sqft)
Owner	Individual Name on File
Last Sale	$4,695,000 (Apr 2024)
Tax Bill	$50,581 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`048-072-22`

Property Details

APN / Parcel Number

Primary APN	`048-072-22`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	2,607 sqft (0.06 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	127 E BAY AVE
City	NEWPORT BEACH
State	CA
Zip	92661-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR EAST NEWPORT BLK 1 LOT 2 EAST NEWPORT BLK 1 LOT 2 AND W 3FT OF LOT 1 AND E
Legal Subdivision	EAST NEWPORT TRACT
Legal Tract	219
Legal Block	1
Legal Lot Number	2,1
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3007
Census Tract	62800

Owner

127 E Bay Ave is owned by an individual who bought it in April 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	710 S 7TH ST, LAS VEGAS, NV 89101-6908
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 25, 2024	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 24, 2020	Quit Claim Deed, Transfer BANK OF AMERICA
Jul 24, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Jul 24, 2020 · Amount on File
Deed Document Number	2024103262
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0000358333
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	127 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MOONFIRE DR, LAS VEGAS, NV 89135-7800

Mortgage

Document Number	0000324126
Date	Nov 19, 2025
Instrument	2025000324126

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 25, 2024
Property Address	127 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Document Number	0000103262
Map Reference	MB 3 PG 37
Instrument Date	Mar 22, 2024
Instrument	2024000103262
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E BAY AVE, LAS VEGAS, NV 89101

Mortgage

Document Number	0000103263
Date	Apr 25, 2024
Instrument	2024000103263

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Max Rate	11.2%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	127 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000354318
Date	Sep 17, 2019
Instrument	2019000354318

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 11, 2049

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2020
Property Address	127 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Document Number	0000358333
Instrument Date	Jul 17, 2020
Instrument	358333
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7 SHELL BCH NEWPORT COAST CA 926572151, NEWPORT COAST, CA 92657-2151

Mortgage

Document Number	358334
Date	Jul 24, 2020
Instrument	358334

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2020
Property Address	127 E BAY AVE, NEWPORT BEACH, CA 92661-1119
Document Number	0000358332
Instrument Date	Jul 16, 2020
Instrument	358332
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,870.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7 SHELL BCH CORONA DEL MAR CA 92625, CORONA DEL MAR, CA 92625

Tax Assessment & Valuation

The 2025 property tax bill for 127 E Bay Ave was $50,581.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,884,678 (+2%) Land $3,699,713 Building $1,184,965
2025	$50,581.00	$4,788,900 Land $3,627,169 Building $1,161,731
2023	$26,988.00 (+42.32%)	$2,538,226 Land $1,712,973 Building $825,253
2022	$18,963.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 127 E Bay Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	144 units insured incl. 60 condo units
Nearby Flood Claims	14 (1983–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 E Bay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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