127 Cotter St, San Francisco, CA 94112 Property Records

San Francisco City property record for 127 Cotter St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,833 sqft · built 1951
Lot Size	0 acres (19 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (May 2000)
Tax Bill	$11,767 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2017 Loan Modification + 1 more
APN	`6795C-025`

Property Details

APN / Parcel Number

Primary APN	`6795C-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
Gross Area	2,491 sqft
1st Floor Area	1,833 sqft
Basement Area	658 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	19 sqft

Location & Zoning

Street Address	127 COTTER ST
City	SAN FRANCISCO
State	CA
Zip	94112-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Description	BLK 6795
Legal Subdivision	MAP OF ALEMANY TERRACES
Legal Block	6795C
Legal Lot Number	25
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	2
Census Block	2013
Census Tract	25502

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	127 COTTER ST, SAN FRANCISCO, CA 94112-1920
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 4, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2000 · Amount on Record
Deed Sale	May 3, 2000 · Amount on Record
Prior Sale	May 17, 1999 · Amount on Record
Deed Document Number	2000768983
Deed Book / Page	629 / 302
Last Transfer Date	Dec 9, 2014
Transfer Doc	000K015736
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	127 COTTER ST, SAN FRANCISCO, CA 94112-1920
Document Number	0K83000798
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE-CLEVELAND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 COTTER ST SAN FRANCISCO CA 941121920, SAN FRANCISCO, CA 94112-1920

Mortgage

Document Number	0K83000798
Date	Aug 13, 2019
Instrument	K830798

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 12, 2059

Interest

Rate Type	Fixed Rate

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN FRANCISCO CA
Property Address	127 COTTER ST, SAN FRANCISCO, CA 94112-1920
Document Number	0K52900366
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	127 COTTER ST SAN FRANCISCO CA 941121920, SAN FRANCISCO, CA 94112-1920

Mortgage

Document Number	0K52900366
Date	Oct 23, 2017
Instrument	K529366

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	127 COTTER ST, SAN FRANCISCO, CA 94112-1920
Document Number	0K52100073
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	127 COTTER ST SAN FRANCISCO CA 941121920, SAN FRANCISCO, CA 94112-1920

Mortgage

Document Number	0K52100073
Date	Oct 2, 2017
Instrument	K521073

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$952,355 (+2%) Land $540,867 Building $411,488
2025	$11,767.00 (+2.96%) Homeowner's exemption	$933,650 (+4.04%) Land $530,251 Building $403,399
2024	$11,429.00 (+1.57%)
2023	$11,252.00 (+2.02%) Homeowner's exemption	$897,397 Land $509,661 Building $387,736
2022	$11,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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