127 Cavanaugh Dr, Madison, MS 39110 Property Records

Madison County property record for 127 Cavanaugh Dr, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	4,428 sqft
Owner	2 Individual Names on File
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`072E-22B-163`

Property Details

APN / Parcel Number

Primary APN	`072E-22B-163`
Alternative APN	`55284`

Interior

Building Area	4,428 sqft Adjusted Area

Location & Zoning

Account Number	55284
Street Address	127 CAVANAUGH DR
City	MADISON
State	MS
Zip	39110-6204
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 230 WRIGHTS MILL PART 6A
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	WRIGHTS MILL PT 6A
Legal Lot Number	230
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	30110

Owner

Source: Madison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 CAVANAUGH DR, MADISON, MS 39110-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage BANK OF ENGLAND
Mar 5, 2020	Warranty Deed, Construction Loan · Construction Mortgage COPIAH BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 5, 2020
Deed Sale	Mar 5, 2020
Deed Document Number	0003824389
Deed Book / Page	3824 / 389
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	127 CAVANAUGH DR, MADISON, MS 39110-6204
Document Number	0000912838
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	831 RICE RD RIDGELAND MS 391573022, RIDGELAND, MS 39157-3022

Mortgage

Document Number	0000912838
Date	Dec 11, 2020
Book Page	003957/000920
Instrument	912838

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	444 Months
Due	Dec 10, 2057

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 5, 2020
Property Address	127 CAVANAUGH DR, MADISON, MS 39110-6204
Document Number	0000886477
Book / Page	003824 / 000389
Instrument Date	Mar 4, 2020
Instrument	886477
Transaction Type	Construction Loan
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 RICE RD #163 RIDGELAND MS 391573026, 163, RIDGELAND, MS 39157-3026

Mortgage

Document Number	886478
Date	Mar 5, 2020
Book Page	003824/000392
Instrument	886478

Lender

Name	COPIAH BK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 4, 2021

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00 Homeowner's exemption	$42,026 (-)	$420,260 (-) Land $65,000 Building $355,260
2024	$4,597.00
2023	$4,597.00 Homeowner's exemption	$42,026	$420,260 Land $65,000 Building $355,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · Severe Storms, Tornadoes, Floods

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ozborn Communications.

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