115 Cavanaugh Dr, Madison, MS 39110 Property Records

Madison County property record for 115 Cavanaugh Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,991 sqft · built 2012
Lot Size	0.363 acres (15,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,700 (Apr 2013)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-22B-123`

Property Details

APN / Parcel Number

Primary APN	`072E-22B-123`
Alternative APNs	`072E-22B-123/00.00` `45026`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,991 sqft Adjusted Area
Gross Area	2,690 sqft
1st Floor Area	2,690 sqft
2nd Floor Area	681 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,839 sqft (0.363 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45026
Street Address	115 CAVANAUGH DR
City	MADISON
State	MS
Zip	39110-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 188 WRIGHTS MILL PART 5
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	WRIGHTS MILL PT 5
Legal Lot Number	188
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	30110

Owner

Source: Madison County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 CAVANAUGH DR, MADISON, MS 39110-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 24, 2020	Deed of Trust, Mortgage AFFORDABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2013 · Amount on Record
Deed Sale	Apr 18, 2013 · Amount on Record
Prior Sale	Aug 3, 2011 · Amount on Record
Deed Document Number	2013700564
Deed Book / Page	2930 / 853
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Apr 7, 2026
Property Address	115 CAVANAUGH DR, MADISON, MS 39110-6204
Document Number	0001049080
Book / Page	4666 / 609
Instrument Date	Mar 31, 2026
Instrument	20261049080
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CAVANAUGH DR, MADISON, MS 39110-6204

Mortgage

Document Number	0001049080,
Date	Apr 7, 2026
Book Page	4666/609
Instrument	20261049080

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2056

Interest

Rate	6%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	115 CAVANAUGH DR, MADISON, MS 39110-6204
Document Number	0000888118
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 CAVANAUGH DR MADISON MS 391106204, MADISON, MS 39110-6204

Mortgage

Document Number	0000888118
Date	Mar 31, 2020
Book Page	003834/000109
Instrument	888118

Lender

Name	AFFORDABLE LNDG
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,359.00 Homeowner's exemption	$39,984 (-)	$399,840 (-) Land $65,000 Building $334,840
2024	$4,359.00
2023	$4,359.00 Homeowner's exemption	$39,984	$399,840 Land $65,000 Building $334,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · Severe Storms, Tornadoes, Floods

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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