123 Cavanaugh Dr, Madison, MS 39110 Property Records

Madison County property record for 123 Cavanaugh Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,161 sqft · built 2006
Lot Size	0.374 acres (16,332 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,732 (May 2025)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit May 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-22B-125`

Property Details

APN / Parcel Number

Primary APN	`072E-22B-125`
Alternative APNs	`072E-22B-125/00.00` `45028`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,161 sqft Adjusted Area
Gross Area	2,746 sqft
1st Floor Area	2,746 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,332 sqft (0.374 acres)
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45028
Street Address	123 CAVANAUGH DR
City	MADISON
State	MS
Zip	39110-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 190 WRIGHTS MILL PART 5
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	WRIGHTS MILL PT 5
Legal Lot Number	190
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2003
Census Tract	30110

Owner

Source: Madison County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 CAVANAUGH DR, MADISON, MS 39110-6204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Deed of Trust, Mortgage · Line of Credit BANKPLUS
May 16, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Feb 14, 2006
Deed Document Number	20251027857
Deed Book / Page	4557 / 77
Prior Transfer Date	Jun 24, 2008
Prior Transfer Doc	0023280897
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	123 CAVANAUGH DR, MADISON, MS 39110-6204
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CAVANAUGH DR, MADISON, MS 39110-6204
Investor	Possibly a Property Investor

Mortgage

Document Number	004574/609
Date	Jul 9, 2025
Book Page	4574/609
Instrument	1030858

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 16, 2025
Property Address	123 CAVANAUGH DR, MADISON, MS 39110-6204
Document Number	0004557/77
Book / Page	4557 / 77
Instrument Date	May 16, 2025
Instrument	1027857
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 DIVISION ST APT 507, 507, NASHVILLE, TN 37203-7888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CAVANAUGH DR, MADISON, MS 39110-6204
Investor	Possibly a Property Investor

Mortgage

Document Number	0001027858
Date	May 16, 2025
Instrument	1027858

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00 (-39.36%) Homeowner's exemption	$31,092 (-33.89%)	$310,920 (-0.84%) Land $65,000 Building $245,920
2024	$5,480.00
2023	$5,480.00	$47,033	$313,550 Land $65,000 Building $248,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · Severe Storms, Tornadoes, Floods

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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