127 Bay Leaf Dr, Currituck, NC 27929 Property Records

Currituck County property record for 127 Bay Leaf Dr, Currituck, NC 27929 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,244 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Jan 2014)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8979-72-8198`

Property Details

APN / Parcel Number

Primary APN	`8979-72-8198`
Alternative APNs	`050D00001480000` `000133825` `8979-72`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,244 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000133825
Street Address	127 BAY LEAF DR
City	CURRITUCK
State	NC
Zip	27929-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 LAUREL WOODS ESTATES
Legal Subdivision	LAUREL WOODS ESTATES
Legal Lot Number	148
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1005
Census Tract	110302

Owner

Source: Currituck County records · APN 8979-72-8198

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 BAY LEAF DR, CURRITUCK, NC 27929-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2014 · Amount on Record
Deed Sale	Jan 03, 2014 · Amount on Record
Prior Sale	Dec 16, 2013 · Amount on Record
Deed Book / Page	1277 / 661
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	127 BAY LEAF DR, CURRITUCK, NC 27929-9723
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015710083
Date	Oct 26, 2020
Book Page	1571/83
Instrument	356585

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Mar 01, 2044

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,420.00 (+0.33%)	$343,900 (-) Land $85,000 Building $258,900
2024	$2,412.00 (+9.94%)	$343,900 (-) Land $85,000 Building $258,900
2023	$2,194.00 (+19.3%)	$343,900 (-) Land $85,000 Building $258,900	$343,900 (-) Land $85,000 Building $258,900
2022	$1,839.00	$343,900 Land $85,000 Building $258,900	$343,900 (-) Land $85,000 Building $258,900
2021			$343,900 Land $85,000 Building $258,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370531103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 120 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026, rainfall accumulation
Claims By Storm	Hurricane Matthew, Oct 2016 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.