120 Bay Leaf Dr, Currituck, NC 27929 Property Records

Currituck County property record for 120 Bay Leaf Dr, Currituck, NC 27929 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,190 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (May 2019)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8979-71-6865`

Property Details

APN / Parcel Number

Primary APN	`8979-71-6865`
Alternative APNs	`050D00001440000` `000150993` `8979-71`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,190 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000150993
Street Address	120 BAY LEAF DR
City	CURRITUCK
State	NC
Zip	27929-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 144 LAUREL WOODS ESTATES
Legal Subdivision	LAUREL WOODS ESTATES
Legal Lot Number	144
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1005
Census Tract	110302

Owner

Source: Currituck County records · APN 8979-71-6865

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 BAY LEAF DR, CURRITUCK, NC 27929-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 02, 2019	Warranty Deed, Transfer · VA Mortgage FULTON BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2019 · Amount on Record
Deed Sale	May 02, 2019 · Amount on Record
Prior Sale	Aug 20, 2013 · Amount on Record
Deed Document Number	0001481541
Deed Book / Page	1481 / 541
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	120 BAY LEAF DR, CURRITUCK, NC 27929-9722
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016390893
Date	Jul 27, 2021
Book Page	1639/893
Instrument	367090

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	120 BAY LEAF DR, CURRITUCK, NC 27929-9722
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017590276
Date	Jan 30, 2024
Book Page	1759/276
Instrument	387208

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	120 BAY LEAF DR, CURRITUCK, NC 27929-9722
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015710017
Date	Oct 26, 2020
Book Page	1571/17
Instrument	356576

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	120 BAY LEAF DR, CURRITUCK, NC 27929-9722
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015180616
Date	Jan 28, 2020
Book Page	1518/616
Instrument	348783

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 02, 2019
Property Address	120 BAY LEAF DR, CURRITUCK, NC 27929-9722
Document Number	0014810541
Book / Page	1481 / 541
Map Reference	CAB M SL 83-87
Instrument Date	Apr 29, 2019
Instrument	342693
Transaction Type	Transfer
Record Updated	Feb 09, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1441 OSAGE DR, 1441, GREENWOOD, AR 72936-4955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BAY LEAF DR, CURRITUCK, NC 27929-9722

Mortgage

Document Number	342694
Date	May 02, 2019
Instrument	342694

Lender

Name	FULTON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (+0.44%)	$330,500 (-) Land $85,000 Building $245,500
2024	$2,026.00 (+9.81%)	$330,500 (-) Land $85,000 Building $245,500
2023	$1,845.00 (+18.88%)	$330,500 (-) Land $85,000 Building $245,500	$330,500 (-) Land $85,000 Building $245,500
2022	$1,552.00	$330,500 Land $85,000 Building $245,500	$330,500 (-) Land $85,000 Building $245,500
2021			$330,500 Land $85,000 Building $245,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370531103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 120 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026, rainfall accumulation
Claims By Storm	Hurricane Matthew, Oct 2016 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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