123 Bay Leaf Dr, Currituck, NC 27929 Property Records

Currituck County property record for 123 Bay Leaf Dr, Currituck, NC 27929 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage1,646 sqft Total Area
Lot Size20,038 sqft (0.46 acres)
OccupancyOwner Occupied
Last Sale$394,000 (2025)
Tax Bill$2,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN8979-72-6168
Alternative APNs
  • 050D00001500000
  • 000132873
  • 000173056
  • 8979-72

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,646 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area20,038 sqft (0.46 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number000173056
Street Address123 BAY LEAF DR
CityCURRITUCK
StateNC
Zip27929-9723
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 150 LAUREL WOODS ESTATES
Legal SubdivisionLAUREL WOODS ESTATES
Legal Lot Number150
JurisdictionCURRITUCK NC
Minor Civil DivisionCRAWFORD
Census Blockgroup1
Census Block1005
Census Tract110302

Owner

Source: Currituck County records · APN 8979-72-6168

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORPORATION
Sep 23, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
May 06, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
SOUTHERN TRUST MORTGAGE LLC
Nov 06, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 11, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2025 · Amount on Record
Deed SaleMay 06, 2025 · Amount on Record
Prior SaleSep 18, 2013 · Amount on Record
Deed Doc Number2025395285
Deed Book / Page1809 / 538
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Recording DateMay 20, 2026
Property Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723
Document Number0018570394
Book / Page1857 / 394
Instrument DateMay 15, 2026
Instrument2026403058
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723

Mortgage

Document Number0000403058,
DateMay 20, 2026
Book Page1857/394
Instrument2026403058
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyIMPERIAL SETTLEMENT COMPANY, AMERICA SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016520482
DateSep 23, 2021
Book Page1652/482
Instrument369050
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateMay 06, 2025
Property Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723
Document Number0018090538
Book / Page1809 / 538
Map ReferenceCAB M SL 83-87
Instrument DateApr 29, 2025
Instrument395285
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$788.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723

Mortgage

Document Number0000395286
DateMay 06, 2025
Instrument395286
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014240580
DateNov 06, 2017
Book Page1424/580
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate2.25%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2021
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change3.25%
Index1-Year CMT
Max Rate5%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address123 BAY LEAF DR, CURRITUCK, NC 27929-9723
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015830758
DateDec 11, 2020
Book Page1583/758
Instrument358436
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,044.00 (+0.44%)$287,000 (-) Land $85,000 Building $202,000
2024$2,035.00 (+9.76%)$287,000 (-) Land $85,000 Building $202,000
2023$1,854.00 (+18.92%)$287,000 (-) Land $85,000 Building $202,000$287,000 (-) Land $85,000 Building $202,000
2022$1,559.00$287,000 Land $85,000 Building $202,000$287,000 (-) Land $85,000 Building $202,000
2021$287,000 Land $85,000 Building $202,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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