127 Adams Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 127 Adams Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,273 sqft · built 1972
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jan 2017)
Tax Bill	$13,106 (2026)
Deeds & Mortgages	Feb 2020 Refinance Jan 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-6 000025`

Property Details

APN / Parcel Number

Primary APN	`R-6 000025`
Alternative APNs	`STOW M:000R-6 P:025` `M:000R=6 P:025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,273 sqft Living Area
Gross Area	4,403 sqft
1st Floor Area	1,148 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R-6 000025
Street Address	127 ADAMS DR
City	STOW
State	MA
Zip	01775-1085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3002
Census Tract	323102

Owner

127 Adams Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 ADAMS DR, STOW, MA 01775-1085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Deed Book / Page	68791 / 94
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	127 ADAMS DR, STOW, MA 01775-1085
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74186-16
Date	Feb 26, 2020
Book Page	74186/16
Instrument	28212

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jan 20, 2017
Property Address	127 ADAMS DR, STOW, MA 01775-1085
Document Number	68786-315
Book / Page	068786 / 000315
Instrument Date	Jan 18, 2017
Instrument	11048
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 ADAMS DR STOW MA 017751085, STOW, MA 01775-1085

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jan 20, 2017
Property Address	127 ADAMS DR, STOW, MA 01775-1085
Document Number	68791-94
Book / Page	068791 / 000094
Instrument Date	Jan 14, 2017
Instrument	11559
Transaction Type	Transfer
Record Updated	Feb 9, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,869.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	557 GLEASONDALE RD STOW MA 017751434, STOW, MA 01775-1434

Mortgage

Document Number	68791-97
Date	Jan 20, 2017
Book Page	068791/000097
Instrument	11560

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 127 Adams Dr was $13,106, up 4% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,106.00 (+3.97%)	$733,400 (+1.35%) Land $397,100 Building $336,300	$804,750 (+9.22%)
2025	$12,605.00 (+0.94%)	$723,600 (-1.67%) Land $343,800 Building $379,800	$736,820
2024	$12,488.00 (+7.94%)	$735,900 (+15.33%) Land $378,000 Building $357,900
2023	$11,569.00	$638,100 Land $337,900 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Adams Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Adams Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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