119 Adams Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 119 Adams Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,790 sqft · built 1970
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Tax Bill	$13,822 (2026)
Deeds & Mortgages	Jan 2024 Refinance Apr 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-6 000026`

Property Details

APN / Parcel Number

Primary APN	`R-6 000026`
Alternative APNs	`STOW M:000R-6 P:026` `M:000R=6 P:026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	5,006 sqft
1st Floor Area	1,642 sqft
Basement Area	1,642 sqft
Unfinished Basement	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R-6 000026
Street Address	119 ADAMS DR
City	STOW
State	MA
Zip	01775-1085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3002
Census Tract	323102

Owner

119 Adams Dr is owned and occupied by an individual who acquired it in July 2008.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	119 ADAMS DR, STOW, MA 01775-1085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2008
Deed Sale	Jul 16, 2008
Deed Document Number	2008117404
Deed Book / Page	51449 / 164
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 ADAMS DR, STOW, MA 01775-1085
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082423-270
Date	Jan 24, 2024
Book Page	82423/270
Instrument	7745

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 ADAMS DR, STOW, MA 01775-1085
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079938-353
Date	Apr 6, 2022
Book Page	79938/353
Instrument	51773

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 ADAMS DR, STOW, MA 01775-1085
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73333-516
Date	Sep 24, 2019
Book Page	73333/516
Instrument	145349

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 ADAMS DR, STOW, MA 01775-1085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75804-570
Date	Oct 5, 2020
Book Page	75804/570
Instrument	179134

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 ADAMS DR, STOW, MA 01775-1085
Document Number	71171-282
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 ADAMS DR STOW MA 017751085, STOW, MA 01775-1085

Mortgage

Document Number	71171-282
Date	Jun 18, 2018
Book Page	071171/000282
Instrument	87350

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	119 ADAMS DR, STOW, MA 01775-1085
Document Number	69002-274
Book / Page	069002 / 000274
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69002-274
Date	Mar 13, 2017
Book Page	069002/000274
Instrument	37649

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 119 Adams Dr was $13,822, up 3.8% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,822.00 (+3.8%)	$773,500 (+1.19%) Land $411,600 Building $361,900	$802,804 (-6.27%)
2025	$13,316.00 (-2.02%)	$764,400 (-4.55%) Land $356,400 Building $408,000	$856,520
2024	$13,590.00 (+8.55%)	$800,800 (+15.97%) Land $391,800 Building $409,000
2023	$12,519.00	$690,500 Land $350,200 Building $340,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 119 Adams Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 119 Adams Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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