92 Adams Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 92 Adams Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,539 sqft · built 1974
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (May 2024)
Tax Bill	$13,885 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-6 000051`

Property Details

APN / Parcel Number

Primary APN	`R-6 000051`
Alternative APNs	`STOW M:000R-6 P:051` `M:000R=6 P:051`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,539 sqft Living Area
Gross Area	4,536 sqft
1st Floor Area	1,586 sqft
Basement Area	1,586 sqft
Unfinished Basement	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-6 000051
Street Address	92 ADAMS DR
City	STOW
State	MA
Zip	01775-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	HARVARD ACRES SEC 02
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	92 ADAMS DR, STOW, MA 01775-1013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage HANSCOM FCU
Dec 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Jun 20, 2000 · Amount on Record
Deed Document Number	202453554
Deed Book / Page	82802 / 433
Prior Transfer Date	Apr 29, 2024
Prior Transfer Doc	082802-433
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	92 ADAMS DR, STOW, MA 01775-1013
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68835-554
Date	Jan 31, 2017
Book Page	68835/554
Instrument	16968

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Dec 13, 2019
Property Address	92 ADAMS DR, STOW, MA 01775-1013
Document Number	73821-522
Book / Page	073821 / 000522
Instrument Date	Dec 6, 2019
Instrument	7807
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	92 ADAMS DR STOW MA 017751013, STOW, MA 01775-1013

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,885.00 (+4.6%)	$777,000 (+1.97%) Land $420,400 Building $356,600	$846,034 (+7.36%)
2025	$13,274.00 (-4.23%)	$762,000 (-6.71%) Land $364,000 Building $398,000	$788,025
2024	$13,861.00 (+8.84%)	$816,800 (+16.29%) Land $400,200 Building $416,600
2023	$12,735.00	$702,400 Land $357,800 Building $344,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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