Wright County property record for 12698 39th St NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 2,262 sqft · built 2019 |
| Lot Size | 0.244 acres (10,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jun 2021) |
| Tax Bill | $6,754 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-339-004040 |
| Primary APN | 114-339-004040 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| Basement Area | 831 sqft |
| Finished Basement | 831 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,636 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12698 39TH ST NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-120 RANGE-023 RIVERS EDGE 2ND ADDITION LOT-004 BLOCK-004 LOCK-004 |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 18 |
| Legal Subdivision | RIVERS EDGE 2ND ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 100805 |
Source: Wright County records · APN 114-339-004040
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12698 39TH ST NE, SAINT MICHAEL, MN 55376-3098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Feb 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 08, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jun 11, 2019 | Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2021 · Amount on Record |
| Deed Sale | Jun 08, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2019 · Amount on Record |
| Deed Document Number | 20211472954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 12698 39TH ST NE, SAINT MICHAEL, MN 55376-3098 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A1510639 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | A1510639 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 05, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 12698 39TH ST NE, SAINT MICHAEL, MN 55376-3098 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Title Company | PILLAR TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 00A1499011 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | A1499011 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 08, 2021 |
| Property Address | 12698 39TH ST NE, SAINT MICHAEL, MN 55376-3098 |
| Document Number | 0001472954 |
| Instrument Date | May 28, 2021 |
| Instrument | 1472954 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | PREFERRED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12698 39TH ST NE, SAINT MICHAEL, MN 55376-3098 |
| Document Number | 0001472955 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 1472955 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 11, 2019 |
| Property Address | 12698 39TH ST NE, SAINT MICHAEL, MN 55376-3098 |
| Document Number | 0001397626 |
| Instrument Date | May 31, 2019 |
| Instrument | 1397626 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | CALATLANTIC TITLE NORTHERN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,257.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16305 36TH AVE N # N600, 16305, PLYMOUTH, MN 55446-2884 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12698 39TH ST NE, SAINT MICHAEL, MN 55376-3098 |
| Document Number | 0001397628 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 1397628 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,754.00 (+25.82%) | $541,300 (+3.5%) Land $128,000 Building $413,300 | $541,300 (+3.5%) Land $128,000 Building $413,300 |
| 2025 | $523,000 (-2.37%) Land $130,000 Building $393,000 | $523,000 (-2.37%) Land $130,000 Building $393,000 | |
| 2023 | $5,368.00 (-0.56%) | $535,700 Land $128,600 Building $407,100 | $535,700 Land $128,600 Building $407,100 |
| 2022 | $5,398.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711008054, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1860024, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Joint Powers Water Board serves 30,922 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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