12690 39th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 12690 39th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,047 sqft · built 2018
Lot Size	0.262 acres (11,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,493 (Sep 2018)
Tax Bill	$7,992 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-339-004030`

Property Details

APN / Parcel Number

Primary APN	`114-339-004030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,047 sqft Living Area
1st Floor Area	1,775 sqft
Basement Area	972 sqft
Finished Basement	972 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,418 sqft (0.262 acres)
Garage Area	999 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12690 39TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-3098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-120 RANGE-023 RIVERS EDGE 2ND ADDITION LOT-003 BLOCK-004 LOCK-004
Legal Range	023
Legal Township	120
Legal Section	18
Legal Subdivision	RIVERS EDGE 2ND ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	4
Census Block	4010
Census Tract	100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12690 39TH ST NE, SAINT MICHAEL, MN 55376-3098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage ALTRA FCU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Sep 19, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20181379957
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	12690 39TH ST NE, SAINT MICHAEL, MN 55376-3098
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001438547
Date	Aug 31, 2020
Instrument	1438547

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Sep 5, 2025

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	12690 39TH ST NE, SAINT MICHAEL, MN 55376-3098
Document Number	0001436501
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12690 39TH ST NE ST MICHAEL MN 553763098, ST MICHAEL, MN 55376-3098

Mortgage

Document Number	0001436501
Date	Aug 12, 2020
Instrument	1436501

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2040

September 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 19, 2018
Property Address	12690 39TH ST NE, SAINT MICHAEL, MN 55376-3098
Document Number	0001379957
Instrument Date	Sep 14, 2018
Instrument	1379957
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,641.73
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12690 39TH ST NE, SAINT MICHAEL, MN 55376-3098
Investor	Possibly a Property Investor

Mortgage

Document Number	0001379959
Date	Sep 19, 2018
Instrument	1379959

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,992.00 (+12.47%)	$661,100 (+2.26%) Land $120,000 Building $541,100	$661,100 (+2.26%) Land $120,000 Building $541,100
2025		$646,500 (-2.91%) Land $122,000 Building $524,500	$646,500 (-2.91%) Land $122,000 Building $524,500
2023	$7,106.00 (+1.66%)	$665,900 Land $121,000 Building $544,900	$665,900 Land $121,000 Building $544,900
2022	$6,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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