12687 39th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 12687 39th St NE, Saint Michael, MN 55376

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,696 sqft · built 2020
Lot Size0.322 acres (14,051 sqft)
Owner2 Individual Names on Record
Last Sale$486,000 (Jun 2021)
Tax Bill$6,518 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN114-339-005020

Property Details

APN / Parcel Number

Primary APN114-339-005020

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,696 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area14,051 sqft (0.322 acres)
Garage TypeAttached
Garage Area880 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12687 39TH ST NE
CitySAINT MICHAEL
StateMN
Zip55376-3098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-18 TWP-120 RANGE-023 RIVERS EDGE 2ND ADDITION LOT-002 BLOCK-005 LOCK-005
Legal Range023
Legal Township120
Legal Section18
Legal SubdivisionRIVERS EDGE 2ND ADDITION
Legal Block5
Legal Lot Number2
JurisdictionWRIGHT MN
Township / Civil DivisionST. MICHAEL
Census Block Group4
Census Block4009
Census Tract100805

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12687 39TH ST NE, SAINT MICHAEL, MN 55376-3098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Sep 9, 2020Limited Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Prior SaleSep 9, 2020 · Amount on Record
Deed Document Number20211473729
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJun 16, 2021
Property Address12687 39TH ST NE, SAINT MICHAEL, MN 55376-3098
Document Number0001473729
Instrument DateJun 3, 2021
Instrument1473729
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyWATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,603.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12687 39TH ST NE, SAINT MICHAEL, MN 55376-3098

Mortgage

Document Number0001473730
DateJun 16, 2021
Instrument1473730
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2020: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWRIGHT MN
Recording DateSep 9, 2020
Property Address12687 39TH ST NE, SAINT MICHAEL, MN 55376-3098
Document Number0001439475
Instrument DateAug 31, 2020
Instrument1439475
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyWATERMARK TITLE AGCY QUALIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,448.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16305 36TH AVE N # N600, 16305, PLYMOUTH, MN 55446-2884

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12687 39TH ST NE, SAINT MICHAEL, MN 55376-3098

Mortgage

Document Number0001439477
DateSep 9, 2020
Instrument1439477
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,518.00 (+19.38%)$521,400 (+2.98%) Land $113,000 Building $408,400$521,400 (+2.98%) Land $113,000 Building $408,400
2025$506,300 (-4.54%) Land $115,000 Building $391,300$506,300 (-4.54%) Land $115,000 Building $391,300
2023$5,460.00 (+1%)$530,400 Land $113,400 Building $417,000$530,400 Land $113,400 Building $417,000
2022$5,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJoint Powers Water Board
serves 30,922 people · EPA ID MN1860024
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.56 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000

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