1269 Settle Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1269 Settle Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 7,402 sqft · built 2020
Lot Size	0.263 acres (11,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,640,000 (Jan 2018)
Tax Bill	$51,308 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2019 Construction Loan + 2 more
Flood Zone	Zone D (undetermined)
APN	`429-05-017`

Property Details

APN / Parcel Number

Primary APN	`429-05-017`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	7,402 sqft Living Area
1st Floor Area	2,714 sqft
2nd Floor Area	2,065 sqft
Basement Area	2,623 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	11,460 sqft (0.263 acres)
Lot Dimensions	191 ft deep x 60 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1269 SETTLE AVE
City	SAN JOSE
State	CA
Zip	95125-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Subdivision	SMITH VILLA
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	6
Census Block	6004
Census Tract	502400

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1269 SETTLE AVE, SAN JOSE, CA 95125-2362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Feb 5, 2019	Trustee's Deed, Construction Loan · Construction Mortgage TIAA FSB
Jan 26, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY
Sep 21, 2017	Grant Deed, Transfer GARDNER LIVING TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	201823856777
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1269 SETTLE AVE, SAN JOSE, CA 95125-2362
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1269 SETTLE AVE, SAN JOSE, CA 95125-2362

Mortgage

Document Number	0025229987
Date	Jan 31, 2022
Instrument	25229987

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 5, 2019
Property Address	1269 SETTLE AVE, SAN JOSE, CA 95125-2362
Instrument Date	Feb 1, 2019
Instrument	24111045
Transaction Type	Construction Loan
Record Updated	Feb 12, 2019
Title Company	PREMIUM TITLE/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1463 MERCER AVE SAN JOSE CA 951254442, SAN JOSE, CA 95125-4442

Mortgage

Document Number	0024111045
Date	Feb 5, 2019
Instrument	24111045

Lender

Name	TIAA FSB
Address	496 1ST ST # 100, LOS ALTOS, CA 94022-3677

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 26, 2018
Property Address	1269 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0023856777
Instrument Date	Jan 24, 2018
Instrument	23856777
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,804.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1463 MERCER AVE SAN JOSE CA 951254442, SAN JOSE, CA 95125-4442

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 21, 2017
Property Address	1269 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0023758356
Instrument Date	Sep 5, 2017
Instrument	23758356
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1269 SETTLE AVE SAN JOSE CA 951252362, SAN JOSE, CA 95125-2362

Mortgage

Document Number	23758357
Date	Sep 21, 2017
Instrument	23758357

Lender

Name	GARDNER LIVING TRUST (PT)
Address	6570 FIFEWOOD CT, SAN JOSE, CA 95120-1913

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,147,206 (+2%) Land $1,729,271 Building $2,417,935
2025	$51,308.00 (+8.72%)	$4,065,889 (+4.04%) Land $1,695,364 Building $2,370,525
2023	$47,191.00 (+0.9%)	$3,908,008 Land $1,629,532 Building $2,278,476
2022	$46,769.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 29 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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