1281 Settle Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1281 Settle Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,982 sqft · built 2003
Lot Size	0.285 acres (12,420 sqft)
Owner	Company Name on Record
Last Sale	$2,650,000 (Apr 2019)
Tax Bill	$33,192 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`429-05-019`

Property Details

APN / Parcel Number

Primary APN	`429-05-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,982 sqft Living Area
Gross Area	4,697 sqft
1st Floor Area	1,702 sqft
2nd Floor Area	1,280 sqft
Basement Area	1,715 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	12,420 sqft (0.285 acres)
Lot Dimensions	207 ft deep x 60 ft wide
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1281 SETTLE AVE
City	SAN JOSE
State	CA
Zip	95125-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	LOT 7
Legal Subdivision	SMITH VILLA
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	6
Census Block	6004
Census Tract	502400

Owner

Source: Santa Clara County records, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14850 BARANGA LN, SARATOGA, CA 95070-5501
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jun 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 5, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Aug 14, 2012 · Amount on Record
Deed Document Number	201924150822
Last Transfer Date	Jun 4, 2019
Transfer Doc	0024206615
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1281 SETTLE AVE, SAN JOSE, CA 95125-2362
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	FA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023594690
Date	Mar 3, 2017
Instrument	23594690

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 24, 2021
Property Address	1281 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0025007140
Map Reference	MB K PG 93
Instrument Date	Jun 3, 2021
Instrument	25007140
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1281 SETTLE AVE, SAN JOSE, CA 95125-2362

Mortgage

Document Number	0025007141
Date	Jun 24, 2021
Instrument	25007141

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 5, 2019
Property Address	1281 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0024150822
Instrument Date	Mar 13, 2019
Instrument	24150822
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,915.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1281 SETTLE AVE SAN JOSE CA 951252362, SAN JOSE, CA 95125-2362

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$33,192.00 (-1.57%) Homeowner's exemption	$2,620,000 (+1.95%) Land $1,455,500 Building $1,164,500
2024	$33,720.00 (+8.26%)
2023	$31,147.00 (-9.94%) Homeowner's exemption	$2,570,000 Land $1,427,700 Building $1,142,300
2022	$34,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 29 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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