1246 Settle Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1246 Settle Ave, San Jose, CA 95125

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,266 sqft · built 1926
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$1,250,000 (Jul 2006)
Tax Bill$21,686 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Aug 2019 Mortgage
Flood ZoneZone D (undetermined)
APN429-04-077

Property Details

APN / Parcel Number

Primary APN429-04-077

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,266 sqft Living Area
Gross Area1,190 sqft
1st Floor Area1,190 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions192 ft deep x 50 ft wide
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1246 SETTLE AVE
CitySAN JOSE
StateCA
Zip95125-2361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal SubdivisionSKIDMORE 01
Legal Lot Number27
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group6
Census Block6003
Census Tract502400

Owner

Source: Santa Clara County records · APN 429-04-077

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1246 SETTLE AVE, SAN JOSE, CA 95125-2361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Aug 06, 2019Deed of Trust, Mortgage · ARM
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2006 · Amount on Record
Deed SaleJul 20, 2006 · Amount on Record
Prior SaleMay 05, 2006
Deed Document Number200619027749
Last Transfer DateOct 05, 2011
Transfer Doc0021361541
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1246 SETTLE AVE, SAN JOSE, CA 95125-2361
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023876456
DateFeb 27, 2018
Instrument23876456
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2033

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1246 SETTLE AVE, SAN JOSE, CA 95125-2361
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024247210
DateAug 06, 2019
Instrument24247210
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeLending Institution
AddressCINCINNATI, OH 45245
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateSep 01, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.5%
Index1-Year LIBOR
Max Rate7.5%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,708,217 (+2%) Land $1,393,910 Building $314,307
2025$21,686.00 (+8.47%) Homeowner's exemption$1,674,724 (+4.04%) Land $1,366,579 Building $308,145
2023$19,992.00 (+0.87%) Homeowner's exemption$1,609,694 Land $1,313,514 Building $296,180
2022$19,819.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855024006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 29 condo units

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 827 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Etheric Communications, LLC.
Fixed Wireless
250 / 100

May also be available: California Internet, Ridge Wireless, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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