Pinellas County property record for 12686 96th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,472 sqft · built 1981 |
| Lot Size | 0.201 acres (8,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (May 2022) |
| Tax Bill | $6,104 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-750-1207-0 |
| Primary APN | C62-000-750-1207-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,472 sqft Heated Area |
| 1st Floor Area | 1,472 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Dome |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,760 sqft (0.201 acres) |
| Lot Dimensions | 99 ft deep x 73 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Porch |
| Porch Area | 216 sqft |
| Deck Area | 624 sqft |
| Patio Area | 624 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R122487 |
|---|---|
| Old Parcel Number | 153011094170000630 |
| Street Address | 12686 96TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUE WATER COVE 1ST ADD LOT 63 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 11 |
| Legal Subdivision | BLUE WATER COVE 1ST ADD |
| Legal Lot Number | 63 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 25021 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12686 96TH ST, LARGO, FL 33773-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2022 · Amount on Record |
| Deed Sale | May 21, 2022 · Amount on Record |
| Prior Sale | Jul 2, 2003 · Amount on Record |
| Deed Document Number | 2022162452 |
| Deed Book / Page | 22071 / 1881 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 21, 2022 |
| Property Address | 12686 96TH ST, LARGO, FL 33773-1216 |
| Document Number | 0220711881 |
| Book / Page | 22071 / 1881 |
| Map Reference | MB 81 PG 71-73 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022162452 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | COASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2870 SWAN CIR, 2870, DUNEDIN, FL 34698-1566 |
| Name | Verified Name |
|---|---|
| Address | 12686 96TH ST, LARGO, FL 33773-1216 |
| Document Number | 0220711883 |
|---|---|
| Date | May 21, 2022 |
| Instrument | 22071/1883 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,104.00 (+3.77%) Homeowner's exemption | $376,664 (+5.99%) | $388,816 (+9.41%) Land $134,676 Building $254,140 |
| 2023 | $5,882.00 (+17.26%) Homeowner's exemption | $355,387 (+24.39%) | $355,387 (+24.39%) Land $150,666 Building $204,721 |
| 2022 | $5,016.00 | $285,694 | $285,694 Land $141,856 Building $143,838 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 158 in force |
| Nearby Flood Claims | 18 (2012–2024) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, WOW Internet, Cable & Phone.
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