12658 96th St, Largo, FL 33773 Property Records

Pinellas County property record for 12658 96th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 1980
Lot Size	0.181 acres (7,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2021)
Tax Bill	$7,286 (2025)
Deeds & Mortgages	Dec 2021 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-750-1205-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-1205-4`
Alternative APNs	`11-30-15-09417-000-0610` `301511094170000610` `153011094170000610` `R122485`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,871 sqft (0.181 acres)
Lot Dimensions	103 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	345 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R122485
Street Address	12658 96TH ST
City	LARGO
State	FL
Zip	33773-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLUE WATER COVE 1ST ADD LOT 61
Legal Range	15E
Legal Township	30S
Legal Section	11
Legal Subdivision	BLUE WATER COVE 1ST ADD
Legal Tract	9417
Legal Lot Number	61
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1027
Census Tract	25021

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12658 96TH ST, LARGO, FL 33773-1216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 20, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE CORP
Apr 12, 2019	Quit Claim Deed, Transfer · VA Mortgage USAA
Apr 3, 2018	Loan Modification, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Apr 12, 2019
Deed Document Number	2021417651
Deed Book / Page	21866 / 294
Prior Transfer Date	Mar 25, 2019
Prior Transfer Doc	0204980694
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 28, 2021
Property Address	12658 96TH ST, LARGO, FL 33773-1216
Document Number	0218660294
Book / Page	21866 / 294
Map Reference	MB 81 PG 71
Instrument Date	Dec 23, 2021
Instrument	2021417651
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15473 PEACH ORCHARD RD, 15473, BROOKSVILLE, FL 34614-2945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12658 96TH ST, LARGO, FL 33773-1216

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12658 96TH ST, LARGO, FL 33773-1216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12658 56TH ST #33773 33773, 33773, LARGO, FL

Mortgage

Document Number	0211320091
Date	Aug 20, 2020
Book Page	21132/91
Instrument	2020249931

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 12, 2019
Property Address	12658 96TH ST, LARGO, FL 33773-1216
Document Number	0204980694
Book / Page	020498 / 000694
Instrument Date	Mar 25, 2019
Instrument	114368
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12658 96TH ST LARGO FL 337731216, LARGO, FL 33773-1216

Mortgage

Document Number	204980697
Date	Apr 12, 2019
Book Page	020498/000697
Instrument	114369

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	12658 96TH ST, LARGO, FL 33773-1216
Document Number	0200342640
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12658 96TH ST LARGO FL 337731216, LARGO, FL 33773-1216

Mortgage

Document Number	0200342640
Date	May 1, 2018
Book Page	020034/002640
Instrument	137477

Lender

Name	WFB NA
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,286.00 (+4.79%)	$401,957 (+12.31%) Land $138,140 Building $263,817	$401,957 (+12.31%) Land $138,140 Building $263,817
2024	$6,953.00 (+5.81%)
2023	$6,571.00 (+8.16%)	$357,888 (+13.06%)	$357,888 (+13.06%) Land $151,915 Building $205,973
2022	$6,075.00	$316,550	$316,550 Land $149,095 Building $167,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 158 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	18 (2012–2024)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, WOW Internet, Cable & Phone.

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