12630 96th St, Largo, FL 33773 Property Records

Pinellas County property record for 12630 96th St, Largo, FL 33773 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,444 sqft Heated Area
Lot Size7,697 sqft (0.176 acres)
Garage462 sqft
OccupancyOwner Occupied
Last Sale$244,000 (2017)
Tax Bill$2,753.00 (2025)

Property Details

APN / Parcel Number

Primary APNC62-000-750-1203-9
Alternative APNs
  • 11-30-15-09417-000-0590
  • 153011094170000590
  • R122483

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,444 sqft Heated Area
1st Floor1,444 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1999
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,697 sqft (0.176 acres)
Depth X Width110 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage

Exterior Amenities

Deck Area100 sqft Deck
Patio Area100 sqft Patio
PorchFinished/Screened Porch
Porch Area222 sqft Porch
Outdoor Kitchen Or Brick BBQOutdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR122483
Old Parcel Number153011094170000590
Street Address12630 96TH ST
CityLARGO
StateFL
Zip33773-1216
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLUE WATER COVE 1ST ADD LOT 59
Legal Range15
Legal Township30
Legal Section11
Legal SubdivisionBLUE WATER COVE 1ST ADD
Legal Lot Number59
JurisdictionPINELLAS FL
Minor Civil DivisionCLEARWATER
Census Blockgroup1
Census Block1027
Census Tract25021

Owner

Source: Pinellas County records · APN C62-000-750-1203-9

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12630 96TH ST, LARGO, FL 33773-1216
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESPIRE MORTGAGE CORP
Apr 19, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
GROW FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2017 · Amount on Record
Deed SaleApr 19, 2017 · Amount on Record
Prior SaleNov 16, 2016 · Amount on Record
Deed Doc Number2017120644
Deed Book / Page19596 / 0867
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address12630 96TH ST, LARGO, FL 33773-1216
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12630 96TH ST, LARGO, FL 33773-1216

Mortgage

Document Number0213162075
DateDec 28, 2020
Book Page21316/2075
Instrument2020388733
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 19, 2017
Property Address12630 96TH ST, LARGO, FL 33773-1216
Document Number0195960867
Book / Page19596 / 0867
Map ReferenceMB81 PG71-73
Instrument DateApr 14, 2017
Instrument2017120644
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,708.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1902 W MAIN ST, 1902, TAMPA, FL 33607-4322

Transferred To (Grantee/Buyer)

NameVerified Name
Address12630 96TH ST, LARGO, FL 33773-1216

Mortgage

Document Number2017120645
DateApr 19, 2017
Instrument2017120645
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateMay 01, 2022
Change Frequency5 Years
Min Rate At Change4%
Max Rate At Change5.25%
Index5-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,753.00 (+4.96%) Homeowner's exemption$187,035 (+5.99%)$386,088 (+11.24%) Land $136,088 Building $250,000
2023$2,623.00 (+1.71%) Homeowner's exemption$176,470 (+3%)$347,090 (+14.62%) Land $152,050 Building $195,040
2022$2,579.00 Homeowner's exemption$171,330$302,817 Land $146,782 Building $156,035

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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