12685 Campo Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 12685 Campo Rd, Spring Valley, CA 91978 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	8 bd · 9 ba · 8,920 sqft · built 1976
Lot Size	8.46 acres (368,518 sqft)
Owner	Individual Name on File
Last Sale	$1,140,000 (Dec 2004)
Tax Bill	$16,359 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`596-024-59-00`

Property Details

APN / Parcel Number

Primary APN	`596-024-59-00`
Alternative APN	`5960245700`

Interior

Bedrooms	8 Beds
Full Baths	9 Baths
Building Area	8,920 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	368,518 sqft

Location & Zoning

Old Parcel Number	5960245700
Street Address	12685 CAMPO RD
City	SPRING VALLEY
State	CA
Zip	91978-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 DOC04-1150731 IN LOTS 10&22& TR 001508
Legal Subdivision	FAIR OAKS
Legal Tract	001508
Legal Block	3
Legal Lot Number	10,22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	3
Census Block	3003
Census Tract	21306

Owner

Source: San Diego County records · APN 596-024-59-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 01, 2019	Affidavit of Death, Transfer TICOR TITLE SAN DIEGO BR
Mar 01, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 06, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 07, 2004 · Amount on Record
Deed Sale	Dec 07, 2004 · Amount on Record
Deed Document Number	20041150731
Last Transfer Date	Feb 28, 2019
Transfer Doc	0000074524
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2026
Property Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339
Document Number	0000137324
Instrument Date	May 04, 2026
Instrument	2026137324
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339

Mortgage

Document Number	0000137324,
Date	May 13, 2026
Instrument	2026137324

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339

Mortgage

Document Number	0000159244
Date	Jun 20, 2023
Instrument	2023-0159244

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153410
Date	Mar 25, 2020
Instrument	2020-0153410

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 01, 2019
Property Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339
Document Number	0000074524
Instrument Date	Feb 28, 2019
Instrument	74524
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12685 CAMPO RD SPRING VALLEY CA 919782339, SPRING VALLEY, CA 91978-2339

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 01, 2018
Property Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339
Document Number	0000082042
Instrument Date	Jan 25, 2018
Instrument	82042
Transaction Type	Transfer
Record Updated	Mar 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12685 CAMPO RD SPRING VALLEY CA 919782339, SPRING VALLEY, CA 91978-2339

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 06, 2017
Property Address	12685 CAMPO RD, SPRING VALLEY, CA 91978-2339
Document Number	0000568369
Instrument Date	Jun 14, 2013
Instrument	568369
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12685 CAMPO RD SPRING VALLEY CA 919782339, SPRING VALLEY, CA 91978-2339

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,392,696 (+2%) Land $417,808 Building $974,888
2025	$16,359.00 (-0.61%) Homeowner's exemption	$1,365,389 (+4.04%) Land $409,616 Building $955,773
2024	$16,460.00 (+2.59%)
2023	$16,044.00 (+1.55%) Homeowner's exemption	$1,312,371 Land $393,711 Building $918,660
2022	$15,799.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730213063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	About 1 in 79 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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