12660 Campo Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 12660 Campo Rd, Spring Valley, CA 91978 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,844 sqft · built 1981
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (May 2021)
Tax Bill	$10,440 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`596-221-14-00`

Property Details

APN / Parcel Number

Primary APN	`596-221-14-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12660 CAMPO RD
City	SPRING VALLEY
State	CA
Zip	91978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 TR PM07081
Legal Subdivision	PARCEL MAP 7081
Legal Tract	7081
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2009
Census Tract	21305

Owner

Source: San Diego County records · APN 596-221-14-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12660 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 07, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
May 07, 2021	Grant Deed, Transfer · Conventional Mortgage C G G P FAMILY TRUST
Dec 06, 2017	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDWEST LN SOLUTIONS INC
Nov 22, 2017	Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2021 · Amount on Record
Deed Sale	May 07, 2021 · Amount on Record
Deed Document Number	2021355123
Last Transfer Date	Dec 08, 2021
Transfer Doc	0000841287
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2021
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000841287
Map Reference	FILE 1978-125321
Instrument Date	Dec 08, 2021
Instrument	2021-0841287
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12660 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317

Mortgage

Document Number	0000841288
Date	Dec 14, 2021
Instrument	2021-0841288

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 07, 2021
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000355124
Map Reference	FILE 1978-125321
Instrument Date	May 05, 2021
Instrument	2021-0355124
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 07, 2021
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000355123
Map Reference	FILE 1978-125321
Instrument Date	Mar 16, 2021
Instrument	2021-0355123
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 OLD CAMPO RD, SPRING VALLEY, CA 91978-2317

Mortgage

Document Number	0000355125
Date	May 07, 2021
Instrument	2021-0355125

Lender

Name	C G G P FAMILY TRUST
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Jun 01, 2023

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000567136
Date	Dec 06, 2017
Instrument	2017-0567136

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.78%
Type Change Date	Dec 01, 2018
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000566902
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 02, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 OLD CAMPO RD SPRING VALLEY CA 919782317, SPRING VALLEY, CA 91978-2317

Mortgage

Document Number	0000566902
Date	Sep 24, 2020
Instrument	566902

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.78%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000566901
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12660 OLD CAMPO RD SPRING VALLEY CA 919782317, SPRING VALLEY, CA 91978-2317

Mortgage

Document Number	0000566901
Date	Sep 24, 2020
Instrument	566901

Lender

Name	MIDWEST LN SOLUTIONS INC
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.78%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000567137
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12660 CAMPO RD SPRING VALLEY CA 91978, SPRING VALLEY, CA 91978

Mortgage

Document Number	0000567137
Date	Dec 06, 2017
Instrument	567137

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.78%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2017
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000489090
Instrument Date	Oct 18, 2017
Instrument	489090
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12660 OLD CAMPO RD SPRING VALLEY CA 919782317, SPRING VALLEY, CA 91978-2317

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2017
Property Address	12660 CAMPO RD, SPRING VALLEY, CA 91978
Document Number	0000489089
Instrument Date	Oct 18, 2017
Instrument	489089
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12660 OLD CAMPO RD SPRING VALLEY CA 919782317, SPRING VALLEY, CA 91978-2317

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$905,344 (+2%) Land $552,040 Building $353,304
2025	$10,440.00 (+2%)	$887,593 (+4.04%) Land $541,216 Building $346,377
2023	$10,235.00 (+1.58%)	$853,128 Land $520,200 Building $332,928
2022	$10,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730213052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	About 1 in 139 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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