Pinellas County property record for 12682 Gorda Cir E, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,552 sqft · built 1985 |
| Lot Size | 0.137 acres (5,972 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (May 2016) |
| Tax Bill | $3,094 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-8453-4 |
| Primary APN | C62-000-764-8453-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,068 sqft |
| 1st Floor Area | 860 sqft |
| Upper Floors Area | 692 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,972 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R77131 |
|---|---|
| Street Address | 12682 GORDA CIR E |
| City | LARGO |
| State | FL |
| Zip | 33773-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEBROOK ESTATES NORTH BLK 2, LOT 22 |
| Legal Range | 16E |
| Legal Township | 30S |
| Legal Section | 7 |
| Legal Subdivision | PINEBROOK ESTATES NORTH |
| Legal Tract | 69057 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 25020 |
12682 Gorda Cir E is owned and occupied by two individuals who bought it in May 2016.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12682 GORDA CIR E, LARGO, FL 33773-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA |
| Aug 12, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 12, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2016 · Amount on File |
| Deed Sale | May 31, 2016 · Amount on File |
| Prior Sale | Jan 1, 2016 · Amount on File |
| Deed Document Number | 2016162832 |
| Deed Book / Page | 19209 / 1906 |
| Prior Transfer Date | Nov 4, 2015 |
| Prior Transfer Doc | 0189772650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 12682 GORDA CIR E, LARGO, FL 33773-1703 |
| Document Number | 0000164840 |
| Book / Page | 23598 / 1668 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 2026164840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12682 GORDA CIR E, LARGO, FL 33773-1703 |
| Document Number | 0000164840, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 23598/1668 |
| Instrument | 2026164840 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12682 GORDA CIR E, LARGO, FL 33773-1703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206492025 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 20649/2025 |
| Instrument | 2019255120 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 26, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12682 GORDA CIR E, LARGO, FL 33773-1703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12682 GORDA CIR E, LARGO, FL 33773-1703 |
| Document Number | 0213372285 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 21337/2285 |
| Instrument | 2021009608 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 2, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12682 Gorda Cir E was $3,094 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 Homeowner's exemption | $205,171 | $353,369 Land $118,991 Building $234,378 |
| 2023 | $2,863.00 (+3.25%) Homeowner's exemption | $193,582 (+3%) | $333,898 (+19.79%) Land $147,210 Building $186,688 |
| 2022 | $2,773.00 Homeowner's exemption | $187,944 | $278,747 Land $140,638 Building $138,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12682 Gorda Cir E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12682 Gorda Cir E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures