Pinellas County property record for 12674 Gorda Cir E, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1985 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Sep 2026) |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-764-8454-2 |
| Primary APN | C62-000-764-8454-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 1,448 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R77132 |
|---|---|
| Street Address | 12674 GORDA CIR E |
| City | LARGO |
| State | FL |
| Zip | 33773-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEBROOK ESTATES NORTH BLK 2, LOT 23 |
| Legal Range | 16E |
| Legal Township | 30S |
| Legal Section | 7 |
| Legal Subdivision | PINEBROOK ESTATES NORTH |
| Legal Tract | 69057 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 25020 |
12674 Gorda Cir E is owned and occupied by two individuals who bought it in September 2026.
Source: Pinellas County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12674 GORDA CIR E, LARGO, FL 33773-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Nov 9, 2012 · Amount on File |
| Deed Document Number | 2026236802 |
| Deed Book / Page | 23682 / 92 |
| Prior Transfer Date | Jul 2, 2012 |
| Prior Transfer Doc | 0176352411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 12674 GORDA CIR E, LARGO, FL 33773-1703 |
| Document Number | 0000236802 |
| Book / Page | 23682 / 92 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026236802 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | GULF WATER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12674 GORDA CIR E, LARGO, FL 33773-1703 |
| Document Number | 0000236802, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 23682/111 |
| Instrument | 2026236802 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 12674 GORDA CIR E, LARGO, FL 33773-1703 |
| Document Number | 0000236804 |
| Book / Page | 23682 / 111 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026236804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2770 ROOSEVELT BLVD, CLEARWATER, FL 33760-2509 |
| Document Number | 0000236804, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 23682/111 |
| Instrument | 2026236804 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 12674 GORDA CIR E, LARGO, FL 33773-1703 |
| Document Number | 0201670552 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12674 GORDA CIR E LARGO FL 337731703, LARGO, FL 33773-1703 |
| Document Number | 0201670552 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 020167/000552 |
| Instrument | 259990 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2048 |
The 2025 property tax bill for 12674 Gorda Cir E was $1,683.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,683.00 | $130,852 | $325,299 Land $118,645 Building $206,654 |
| 2023 | $1,537.00 (+3.99%) Homeowner's exemption | $123,460 (+3%) | $310,029 (+19.39%) Land $146,141 Building $163,888 |
| 2022 | $1,478.00 Homeowner's exemption | $119,864 | $259,671 Land $138,982 Building $120,689 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12674 Gorda Cir E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · Hurricane Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12674 Gorda Cir E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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