12698 Gorda Cir E, Largo, FL 33773 Property Records

Pinellas County property record for 12698 Gorda Cir E, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,464 sqft · built 1985
Lot Size	0.137 acres (5,998 sqft)
Owner	2 Owner Names on Record
Last Sale	$144,500 (Sep 2002)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-8451-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-8451-8`
Alternative APNs	`07-30-16-69057-002-0200` `163007690570020200` `R77129`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Heated Area
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	320 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R77129
Old Parcel Number	163007690570020200
Street Address	12698 GORDA CIR E
City	LARGO
State	FL
Zip	33773-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEBROOK ESTATES NORTH BLK 2, LOT 20
Legal Range	16
Legal Township	30
Legal Section	07
Legal Subdivision	PINEBROOK ESTATES NORTH
Legal Block	2
Legal Lot Number	20
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	25020

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	12698 GORDA CIR E, LARGO, FL 33773-1703
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2002 · Amount on Record
Deed Sale	Sep 18, 2002 · Amount on Record
Prior Sale	May 1, 2002 · Amount on Record
Deed Document Number	1222701580
Deed Book / Page	12227 / 01580
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12698 GORDA CIR E, LARGO, FL 33773-1703
Document Number	0203092618
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12698 GORDA CIR E LARGO FL 337731703, LARGO, FL 33773-1703

Mortgage

Document Number	0203092618
Date	Oct 24, 2018
Book Page	020309/002618
Instrument	342262

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 23, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (+8.59%) Homeowner's exemption	$166,057 (+5.99%)	$316,452 (+4.52%) Land $115,182 Building $201,270
2023	$2,165.00 (-54.46%) Homeowner's exemption	$156,677 (-39.4%)	$302,780 (+17.12%) Land $139,718 Building $163,062
2022	$4,754.00	$258,528	$258,528 Land $134,094 Building $124,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20