Franklin County property record for 1268 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1999 |
| Lot Size | 0.412 acres (17,990 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Sep 2025) |
| Tax Bill | $2,332 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 06-07S-01W-1041-000F-0020 |
| Primary APN | 06-07S-01W-1041-000F-0020 |
|---|
| Building Area | 1,092 sqft Heated Area |
|---|---|
| Gross Area | 1,352 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,990 sqft (0.412 acres) |
| Lot Dimensions | 200 ft deep x 90 ft wide |
| Porch | Finished/Screened Porch |
| Porch Area | 260 sqft |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1268 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL F LOT 2 PENN POINT OR 87/404 155/552 229/343 OR 229/550 365/80 1301/405 1428/285 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Block | F |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2135 |
| Census Tract | 970102 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10011 CHATTSWORTH RD, MIDLAND, GA 31820-4113 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 202519004524 |
| Deed Book / Page | 1428 / 285 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Sep 25, 2025 |
| Property Address | 1268 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019004524 |
| Book / Page | 1428 / 285 |
| Map Reference | MB 1 PG 20 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 202519004524 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11401 N DALE MABRY HWY, TAMPA, FL 33618-3809 |
| Name | Verified Name |
|---|---|
| Address | 10011 CHATTSWORTH RD, MIDLAND, GA 31820-4113 |
| Document Number | 0000000287 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 1428/287 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | May 19, 2021 |
| Property Address | 1268 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019003152 |
| Book / Page | 1301 / 405 |
| Map Reference | MB 1 PG 20 |
| Instrument Date | May 13, 2021 |
| Instrument | 202119003152 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,513.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10, CRANE HILL, AL 35053-0010 |
| Name | Verified Name |
|---|---|
| Address | 11401 N DALE MABRY HWY, TAMPA, FL 33618-3809 |
| Document Number | 0000000406 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 1301/406 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,332.00 (-22.7%) | $213,302 (-21.77%) Land $71,960 Building $141,342 | $213,302 (-21.77%) Land $71,960 Building $141,342 |
| 2024 | $3,017.00 (+2.24%) | $272,661 (+6.86%) Land $130,000 Building $142,661 | $272,661 (+6.86%) Land $130,000 Building $142,661 |
| 2023 | $2,951.00 (+0.58%) | $255,150 (+3.39%) Land $130,000 Building $125,150 | $255,150 (+3.39%) Land $130,000 Building $125,150 |
| 2022 | $2,934.00 | $246,791 Land $130,000 Building $116,791 | $246,791 Land $130,000 Building $116,791 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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