Franklin County property record for 1254 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,352 sqft · built 1962 |
| Lot Size | 0.573 acres (24,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $439,000 (Dec 2023) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jun 2022 Sale + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 06-07S-01W-1041-000F-0090 |
| Primary APN | 06-07S-01W-1041-000F-0090 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| Gross Area | 1,642 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 24,960 sqft (0.573 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Screened Porch |
| Porch Area | 548 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1254 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL F LOT 9 PENN POINT OR/271/349-51 OR/274/47-49 573/108 1208/522 1251/359 1339/254 1381/628 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | PENNISULAR POINT |
| Legal Block | F |
| Legal Lot Number | 9 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2135 |
| Census Tract | 970102 |
1254 Alligator Dr is owned and occupied by an individual who bought it in December 2023.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1254 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Jun 16, 2022 | Warranty Deed, Subdivision Related Transfer WAKULLA TITLE COMPANY INC |
| Oct 14, 2019 | Warranty Deed, Transfer WAKULLA TITLE COMPANY INC |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on File |
| Deed Sale | Dec 20, 2023 · Amount on File |
| Prior Sale | Jun 16, 2022 · Amount on File |
| Deed Document Number | 202319006554 |
| Deed Book / Page | 1381 / 628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Dec 20, 2023 |
| Property Address | 1254 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019006554 |
| Book / Page | 1381 / 628 |
| Map Reference | MB 1 PG 20 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 202319006554 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,073.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 134 CRAIG CV, TOWNSEND, TN 37882-3544 |
| Name | Verified Name |
|---|---|
| Address | 1254 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0000000630 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 1381/630 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 16, 2022 |
| Property Address | 1254 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019003700 |
| Book / Page | 1339 / 254 |
| Map Reference | MB 1 PG 20 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 202219003700 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1527 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5117 |
| Name | Verified Name |
|---|---|
| Address | 208 GAMELE AVE, MARYVILLE, TN 37801-4926 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 14, 2019 |
| Property Address | 1254 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5110 |
| Document Number | 0019004675 |
| Book / Page | 001251 / 000359 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 19004675 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | WAKULLA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $413.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1527 ALLIGATOR DR ALLIGATOR POINT FL 323465117, ALLIGATOR POINT, FL 32346-5117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 1254 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5110 |
| Document Number | 0019006412 |
| Book / Page | 1208 / 522 |
| Map Reference | MB1 PG20 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 201719006412 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | TALLAHASSEE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2303 CREST RD, 2303, BALTIMORE, MD 21209-4208 |
| Name | Verified Name |
|---|---|
| Address | 1254 ALLIGATOR DR, PANACEA, FL 32346-5110 |
| Document Number | 0019006413 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 201719006413 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 1254 Alligator Dr was $3,378 with a homeowner's exemption, down 3% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,378.00 (-2.96%) Homeowner's exemption | $353,444 (-0.82%) Land $119,803 Building $233,641 | $353,444 (-0.82%) Land $119,803 Building $233,641 |
| 2024 | $3,481.00 (+62.28%) Homeowner's exemption | $356,370 (+94.59%) Land $120,000 Building $236,370 | $356,370 (+94.59%) Land $120,000 Building $236,370 |
| 2023 | $2,145.00 (+14.71%) | $183,142 (+9.35%) Land $120,000 Building $63,142 | $183,142 (+9.35%) Land $120,000 Building $63,142 |
| 2022 | $1,870.00 | $167,481 Land $120,000 Building $47,481 | $167,481 Land $120,000 Building $47,481 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1254 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1254 Alligator Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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