1267 Cutlass Rd, Orange Park, FL 32065 Property Records

Clay County property record for 1267 Cutlass Rd, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,486 sqft · built 1995
Lot Size	0.243 acres (10,597 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2021)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-25-007969-094-25`

Property Details

APN / Parcel Number

Primary APN	`21-04-25-007969-094-25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	1,486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Hardboard
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,597 sqft (0.243 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1267 CUTLASS RD
City	ORANGE PARK
State	FL
Zip	32065-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 25 BEAR RUN UNIT 6 AS REC OR 4480 PG 1390
Legal Range	25E
Legal Township	04S
Legal Section	21
Legal Subdivision	BEAR RUN UNIT 6
Legal Lot Number	25
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30903

Owner

1267 Cutlass Rd is owned and occupied by an individual who bought it in July 2021.

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1267 CUTLASS RD, ORANGE PARK, FL 32065-6674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jul 9, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Jun 27, 2016 · Amount on File
Deed Document Number	202142664
Deed Book / Page	4480 / 1390
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1267 CUTLASS RD, ORANGE PARK, FL 32065-6674
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1267 CUTLASS RD, ORANGE PARK, FL 32065-6674

Mortgage

Document Number	0047950841
Date	Feb 15, 2024
Book Page	4795/841
Instrument	2024007225

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 9, 2021
Property Address	1267 CUTLASS RD, ORANGE PARK, FL 32065-6674
Document Number	0044801390
Book / Page	4480 / 1390
Map Reference	MB 23 PG 49&50
Instrument Date	Jun 23, 2021
Instrument	2021042664
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1176 ROPING REINS WAY, 1176, HASLET, TX 76052-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1267 CUTLASS RD, ORANGE PARK, FL 32065-6674

Mortgage

Document Number	44801392
Date	Jul 9, 2021
Instrument	4480/1392

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0044801403
Date	Jul 9, 2021
Book Page	4480/1403
Instrument	2021042666

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1267 Cutlass Rd was $3,614, up 2.8% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 (+2.85%)	$236,993 Land $40,000 Building $196,993	$236,993 Land $40,000 Building $196,993
2024	$3,514.00 (-7.4%)
2023	$3,795.00 (+14.9%)	$235,562 (+15.89%) Land $40,000 Building $195,562	$235,562 (+15.89%) Land $40,000 Building $195,562
2022	$3,303.00	$203,258 Land $35,000 Building $168,258	$203,258 Land $35,000 Building $168,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1267 Cutlass Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1267 Cutlass Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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