1261 Cutlass Rd, Orange Park, FL 32065 Property Records

Clay County property record for 1261 Cutlass Rd, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1995
Lot Size	0.189 acres (8,235 sqft)
Owner	Individual Name on Record
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-25-007969-094-28`

Property Details

APN / Parcel Number

Primary APN	`21-04-25-007969-094-28`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,705 sqft
1st Floor Area	1,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,235 sqft (0.189 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1261 CUTLASS RD
City	ORANGE PARK
State	FL
Zip	32065-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 28 BEAR RUN UNIT 6 AS REC OR 4874 PG 329
Legal Range	25E
Legal Township	04S
Legal Section	21
Legal Subdivision	BEAR RUN UNIT 6
Legal Lot Number	28
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3002
Census Tract	30903

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1261 CUTLASS RD, ORANGE PARK, FL 32065-6674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 28, 2020	Warranty Deed, Transfer COMPASS CLOSINGS AND TITLE SERVICES, COMPASS CLOSINGS & TITLE SVCS
Nov 21, 2018	Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024
Deed Sale	Nov 5, 2024
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	202451350
Deed Book / Page	4874 / 329
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 28, 2020
Property Address	1261 CUTLASS RD, ORANGE PARK, FL 32065-6674
Document Number	0043581192
Book / Page	4358 / 1192
Map Reference	MB 23 PG 49&50
Instrument Date	Aug 14, 2020
Instrument	2020050122
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	COMPASS CLOSINGS & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	793 ROLLING HILL DR, 793, SEBASTIAN, FL 32958-6122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 CUTLASS RD, ORANGE PARK, FL 32065-6674

Mortgage

Document Number	0043581194
Date	Sep 28, 2020
Book Page	4358/1194
Instrument	2020050123

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 28, 2020
Property Address	1261 CUTLASS RD, ORANGE PARK, FL 32065-6674
Document Number	0043581315
Book / Page	004358 / 001315
Instrument Date	Aug 14, 2020
Instrument	50139
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	COMPASS CLOSINGS AND TITLE SERVICES, COMPASS CLOSINGS & TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1261 CUTLASS RD ORANGE PARK FL 320656674, ORANGE PARK, FL 32065-6674

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1261 CUTLASS RD, ORANGE PARK, FL 32065-6674
Document Number	0041450307
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1261 CUTLASS RD ORANGE PARK FL 320656674, ORANGE PARK, FL 32065-6674

Mortgage

Document Number	0041450307
Date	Nov 30, 2018
Book Page	004145/000307
Instrument	62171

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,822.00 (-27.59%)	$225,207 (-15.32%) Land $40,000 Building $185,207	$225,207 (-15.32%) Land $40,000 Building $185,207
2024	$3,897.00 (-4.2%)
2023	$4,068.00 (+14.98%)	$265,961 (+16.23%) Land $40,000 Building $225,961	$265,961 (+16.23%) Land $40,000 Building $225,961
2022	$3,538.00	$228,825 Land $35,000 Building $193,825	$228,825 Land $35,000 Building $193,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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