1270 Cutlass Rd, Orange Park, FL 32065 Property Records

Clay County property record for 1270 Cutlass Rd, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1994
Lot Size	0.189 acres (8,270 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (May 2017)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	May 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-25-007969-094-82`

Property Details

APN / Parcel Number

Primary APN	`21-04-25-007969-094-82`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,528 sqft Heated Area
Gross Area	2,487 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,270 sqft (0.189 acres)
Garage Area	456 sqft
Porch	Porch
Porch Area	394 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1270 CUTLASS RD
City	ORANGE PARK
State	FL
Zip	32065-6673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 82 BEAR RUN UNIT 6 AS RECO R 3977 PG 1015
Legal Range	25
Legal Township	04
Legal Section	21
Legal Subdivision	BEAR RUN
Legal Lot Number	82
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3009
Census Tract	30903

Owner

1270 Cutlass Rd is owned and occupied by an individual who bought it in May 2017.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1270 CUTLASS RD, ORANGE PARK, FL 32065-6673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Jul 8, 2010 · Amount on File
Deed Document Number	2017027040
Deed Book / Page	3977 / 1015
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 30, 2017
Property Address	1270 CUTLASS RD, ORANGE PARK, FL 32065-6673
Document Number	0039771015
Book / Page	3977 / 1015
Map Reference	MB23 PG49&50
Instrument Date	May 24, 2017
Instrument	2017027040
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7148 EAGLES PERCH DR, 7148, JACKSONVILLE, FL 32244-6194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 CUTLASS RD, ORANGE PARK, FL 32065-6673

Mortgage

Document Number	2017027042
Date	May 30, 2017
Instrument	2017027042

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0039771016
Date	May 30, 2017
Book Page	3977/1016
Instrument	2017027041

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1270 Cutlass Rd was $2,030 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00 Homeowner's exemption	$173,299	$248,827 Land $40,000 Building $208,827
2023	$2,207.00 (+8.99%) Homeowner's exemption	$163,510 (+3%)	$247,270 (+15.86%) Land $40,000 Building $207,270
2022	$2,025.00 Homeowner's exemption	$158,748	$213,429 Land $35,000 Building $178,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 Cutlass Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (2009–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 Cutlass Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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