12662 Royce Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 12662 Royce Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 7,361 sqft · built 1980
Lot Size	4.38 acres (190,793 sqft)
Owner	Individual Name on Record
Tax Bill	$12,163 (2024)
Deeds & Mortgages	May 2022 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-10-29-407-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-29-407-001.000-018`
Alternative APN	`1610290407001000`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	27 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,361 sqft Living Area
1st Floor Area	2,666 sqft
2nd Floor Area	2,222 sqft
Attic	Attic
Attic Area	1,646 sqft
Basement Area	2,474 sqft
Finished Basement	1,929 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	190,793 sqft (4.38 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610290407001000
Street Address	12662 ROYCE CT
City	CARMEL
State	IN
Zip	46033-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 4.38, SECTION 29, TOWNSHIP 18, RANGE 4, BROOKSHIRE ESTATES, LOT 6
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	BROOKSHIRE ESTATE
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111003

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12662 ROYCE CT, CARMEL, IN 46033-2477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Dec 20, 2017	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Nov 7, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 7, 2017
Transfer Doc	2017055289
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12662 ROYCE CT, CARMEL, IN 46033-2477
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022606
Date	May 5, 2022
Instrument	2022022606

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12662 ROYCE CT, CARMEL, IN 46033-2477
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062399
Date	Dec 20, 2017
Instrument	2017062399

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Nov 7, 2017
Property Address	12662 ROYCE CT, CARMEL, IN 46033-2477
Document Number	2017055289
Map Reference	MB7 PG51&52
Instrument Date	Oct 31, 2017
Instrument	2017055289
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12662 ROYCE CT, CARMEL, IN 46033-2477

Mortgage

Document Number	2017055290
Date	Nov 7, 2017
Instrument	2017055290

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,109,700 (+14.66%) Land $235,400 Building $874,300	$1,109,700 (+14.66%) Land $235,400 Building $874,300
2024	$12,163.00 (-1.04%)	$967,800 (-0.24%) Land $217,300 Building $750,500	$967,800 (-0.24%) Land $217,300 Building $750,500
2023	$12,291.00 (+3.19%) Homeowner's exemption	$970,100 (+4.49%) Land $217,300 Building $752,800	$970,100 (+4.49%) Land $217,300 Building $752,800
2022	$11,911.00 Homeowner's exemption	$928,400 Land $217,300 Building $711,100	$928,400 Land $217,300 Building $711,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royce Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures