12626 Royce Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 12626 Royce Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,963 sqft · built 1980
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Dec 2018)
Tax Bill	$4,295 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-29-407-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-29-407-010.000-018`
Alternative APN	`1610290407010000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,963 sqft Living Area
1st Floor Area	1,498 sqft
2nd Floor Area	1,261 sqft
Basement Area	1,498 sqft
Finished Basement	1,204 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	169 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1610290407010000
Street Address	12626 ROYCE CT
City	CARMEL
State	IN
Zip	46033-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .39, SECTION 29, TOWNSHIP 18, RANGE 4, BROOKSHIRE ESTATES, LOT 3
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	BROOKSHIRE ESTATES
Legal Lot Number	3
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111003

Owner

12626 Royce Ct is owned and occupied by two individuals who bought it in December 2018.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12626 ROYCE CT, CARMEL, IN 46033-2477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 12, 2018	Warranty Deed, Transfer MILESTONE HM LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Prior Sale	Jul 6, 2016 · Amount on File
Deed Document Number	2018057757
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12626 ROYCE CT, CARMEL, IN 46033-2477
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056923
Date	Dec 1, 2022
Instrument	2022056923

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12626 ROYCE CT, CARMEL, IN 46033-2477
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070258
Date	Oct 5, 2020
Instrument	2020070258

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 12, 2018
Property Address	12626 ROYCE CT, CARMEL, IN 46033-2477
Document Number	0000057757
Instrument Date	Dec 7, 2018
Instrument	57757
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12626 ROYCE CT CARMEL IN 460332477, CARMEL, IN 46033-2477

Mortgage

Document Number	57758
Date	Dec 12, 2018
Instrument	57758

Lender

Name	MILESTONE HM LNDG LLC
Address	CARMEL, IN 46032

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$479,700 (+22.37%) Land $100,300 Building $379,400	$479,700 (+22.37%) Land $100,300 Building $379,400
2024	$4,295.00 (+3.22%)	$392,000 (-) Land $100,300 Building $291,700	$392,000 (-) Land $100,300 Building $291,700
2023	$4,161.00 (-2.55%) Homeowner's exemption	$392,000 (+4.39%) Land $100,300 Building $291,700	$392,000 (+4.39%) Land $100,300 Building $291,700
2022	$4,270.00 Homeowner's exemption	$375,500 Land $100,300 Building $275,200	$375,500 Land $100,300 Building $275,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12626 Royce Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12626 Royce Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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