12617 Royce Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 12617 Royce Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,128 sqft · built 1983
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Tax Bill	$4,666 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`29-10-29-407-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-29-407-006.000-018`
Alternative APN	`1610290407006000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
1st Floor Area	1,612 sqft
2nd Floor Area	816 sqft
Basement Area	796 sqft
Finished Basement	700 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Brick
Construction Type	Wood
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Lot Dimensions	495 ft deep x 103 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610290407006000
Street Address	12617 ROYCE CT
City	CARMEL
State	IN
Zip	46033-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.19, SECTION 29, TOWNSHIP 18, RANGE 4, BROOKSHIRE ESTATES, LOT 11
Legal Range	04
Legal Township	18
Legal Section	29
Legal Subdivision	CARMEL BROOKSHIRE
Legal Lot Number	11
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	111003

Owner

12617 Royce Ct is owned and occupied by an individual who acquired it in November 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12617 ROYCE CT, CARMEL, IN 46033-2477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2016
Deed Sale	Sep 9, 2016
Prior Sale	Sep 9, 2016 · Amount on File
Deed Document Number	2016046837
Last Transfer Date	Nov 17, 2020
Transfer Doc	0000083756
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12617 ROYCE CT, CARMEL, IN 46033-2477
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092400
Date	Dec 16, 2020
Instrument	2020092400

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 17, 2020
Property Address	12617 ROYCE CT, CARMEL, IN 46033-2477
Document Number	0000083756
Instrument Date	Nov 3, 2020
Instrument	83756
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12617 ROYCE CT CARMEL IN 460332477, CARMEL, IN 46033-2477

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,200 (+19.65%) Land $142,600 Building $353,600	$496,200 (+19.65%) Land $142,600 Building $353,600
2024	$4,666.00 (+0.47%)	$414,700 (-1.82%) Land $142,600 Building $272,100	$414,700 (-1.82%) Land $142,600 Building $272,100
2023	$4,644.00 (-1.21%) Homeowner's exemption	$422,400 (+3.83%) Land $142,600 Building $279,800	$422,400 (+3.83%) Land $142,600 Building $279,800
2022	$4,701.00 Homeowner's exemption	$406,800 Land $142,600 Building $264,200	$406,800 Land $142,600 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12617 Royce Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2003)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12617 Royce Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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