12657 Main St, Eldorado (West Union), IA 52175 Property Records

Fayette County property record for 12657 Main St, Eldorado, IA 52175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,929 sqft · built 1917
Lot Size	0.384 acres (16,769 sqft)
Owner	Individual Name on File
Tax Bill	$1,398 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0318126004`

Property Details

APN / Parcel Number

Primary APN	`0318126004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area
1st Floor Area	624 sqft
Basement Area	1,008 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,769 sqft (0.384 acres)
Garage Type	Mixed
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	344 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12657 MAIN ST
City	ELDORADO
State	IA
Zip	52175-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 2 & N1/2 EAST-WEST ALLEY LYING ADJ TO S LN LOT 2 & E 1/2 NORTH- SOUTH ALLEY LYING ADJ TO W LN OF LOT 1 & 2,
Legal Subdivision	ELRODS
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	FAYETTE IA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1041
Census Tract	80600

Owner

Source: Fayette County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	12657 MAIN ST, ELDORADO, IA 52175-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2023
Deed Sale	Feb 10, 2023
Deed Document Number	0002023376
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	2020-1736
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	12657 MAIN ST, ELDORADO, IA 52175-9607
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3488
Date	Nov 9, 2020
Book Page	2020/3488
Instrument	2020-3488

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,620 (+12.95%) Land $10,500 Building $130,120	$140,620 (+12.95%) Land $10,500 Building $130,120
2024	$1,398.00 (+9.05%)
2023		$124,500 (+24.48%) Land $10,500 Building $114,000	$124,500 (+24.48%) Land $10,500 Building $114,000
2022	$1,282.00	$100,020 Land $8,750 Building $91,270
2021			$100,020 Land $8,750 Building $91,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ace Telephone Association Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130

May also be available: Hawkeye Telephone Company.

Cell Coverage

No cell data coverage reported

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