12515 Main St, Eldorado (West Union), IA 52175 Property Records

Fayette County property record for 12515 Main St, Eldorado, IA 52175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,746 sqft · built 1929
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 2021)
Tax Bill	$1,372 (2026)
Deeds & Mortgages	Jul 2026 Transfer Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0318129001`

Property Details

APN / Parcel Number

Primary APN	`0318129001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	1,168 sqft
Finished Basement	800 sqft
Unfinished Basement	368 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	307 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Lean-To	Lean-To
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12515 MAIN ST
City	WEST UNION
State	IA
Zip	52175-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(1.34AC) E OF BLK 6 & E 66' & S 5' W 66' OF LOT 3 & ALL LOT 4 BLK 6, & COM AT SE COR LOT 4, BLK 6 & POB TH N 137' ALG W LN
Legal Subdivision	ANDERSON AND HELMERS FIRST ADDITION
Legal Block	6
Legal Lot Number	2-4
Jurisdiction	FAYETTE IA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1042
Census Tract	80600

Owner

12515 Main St is owned by two individuals who bought it in December 2021.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28932 STATE ST, WEST UNION, IA 52175-9613
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIKING STATE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Deed Document Number	20214355
Deed Book / Page	2021 / 4335
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0000004113
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE IA
Recording Date	Jul 8, 2026
Property Address	12515 MAIN ST, WEST UNION, IA 52175-9705
Document Number	0000001895
Book / Page	2026 / 1895
Instrument Date	Jul 8, 2026
Instrument	20261895
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28932 STATE ST, WEST UNION, IA 52175-9613

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	12515 MAIN ST, ELDORADO, IA 52175-9705
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4337
Date	Dec 6, 2021
Book Page	2021/4337
Instrument	2021-4337

Lender

Name	VIKING STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12515 Main St was $1,372.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,372.00	$133,990 (-) Land $19,190 Building $114,800	$133,990 (-) Land $19,190 Building $114,800
2025	$1,372.00 (+2.69%)	$133,990 Land $19,190 Building $114,800	$133,990 Land $19,190 Building $114,800
2024	$1,336.00
2023		$118,910 (+26.88%) Land $19,190 Building $99,720	$118,910 Land $19,190 Building $99,720
2022	$1,202.00	$93,720 Land $15,990 Building $77,730
2021			$93,720 Land $15,990 Building $77,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12515 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12515 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

No cell data coverage reported

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