12546 Main St, Eldorado (West Union), IA 52175 Property Records

Fayette County property record for 12546 Main St, Eldorado, IA 52175 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1930
Square Footage1,290 sqft Living Area
Lot Size10,296 sqft (0.236 acres)
OccupancyOwner Occupied
Last Sale$75,000 (2012)
Tax Bill$1,090.00 (2025)

Owner

Source: Fayette County records · APN 0307378011

Assessment roll updated October 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12546 MAIN ST, WEST UNION, IA 52175-9705
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · Line of Credit
FIDELITY BANK & TRUST
Jun 04, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE CENTER LLC
May 11, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Dec 03, 2025Intrafamily Transfer, Transfer
Sep 17, 2012Warranty Deed, Transfer · Line of Credit
STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2012 · Amount on Record
Deed SaleSep 17, 2012 · Amount on Record
Deed Doc Number20123091
Deed Book / Page2012 / 3091
Last Transfer DateNov 30, 2025
Transfer Doc02025/3443
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address12546 MAIN ST, ELDORADO, IA 52175-9705
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12546 MAIN ST, WEST UNION, IA 52175-9705

Mortgage

Document Number002024/908
DateApr 19, 2024
Book Page2024/908
Instrument2024 908
Lender
NameFIDELITY BANK & TRUST
TypeBank
AddressCALMAR, IA 52132
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 19, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateJun 04, 2026
Property Address12546 MAIN ST, WEST UNION, IA 52175-9705
Document Number0000001533
Book / Page2026 / 1533
Instrument DateMay 29, 2026
Instrument20261533
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$25,775.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25754 QUARRY RD, HAWKEYE, IA 52147-8112

Mortgage

Document Number0000001534,
DateJun 04, 2026
Instrument20261534
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Recording DateMay 11, 2026
Property Address12546 MAIN ST, ELDORADO, IA 52175-9705
Document Number0000001287
Book / Page2026 / 1287
Instrument DateMay 04, 2026
Instrument20261287
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12546 MAIN ST, ELDORADO, IA 52175-9705

Mortgage

Document Number0000001287,
DateMay 11, 2026
Book Page2026/1287
Instrument20261287
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 08, 2036
Interest
Rate6.46%
Max Rate-1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAYETTE IA
Recording DateDec 03, 2025
Property Address12546 MAIN ST, ELDORADO, IA 52175-9705
Document Number02025/3443
Book / Page2025 / 3443
Instrument DateNov 30, 2025
Instrument2025 3443
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12546 MAIN ST, ELDORADO, IA 52175-9705

September 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateSep 17, 2012
Property Address12546 MAIN ST, ELDORADO, IA 52175-9705
Document Number02012/3091
Book / Page2012 / 3091
Instrument DateSep 14, 2012
Instrument2012 3091
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$119.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12546 MAIN ST, ELDORADO, IA 52175-9705

Mortgage

Document Number0020123092
DateSep 17, 2012
Instrument2012 3092
Lender
NameSTATE BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated October 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,090.00 Homeowner's exemption$123,790 (+15.35%) Land $7,490 Building $116,300$123,790 (+15.35%) Land $7,490 Building $116,300
2024$1,090.00 (+10.32%)
2023$107,320 (+24.78%) Land $7,490 Building $99,830$107,320 (+24.78%) Land $7,490 Building $99,830
2022$988.00 Homeowner's exemption$86,010 Land $6,240 Building $79,770
2021$86,010 Land $6,240 Building $79,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 49% of Iowa
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN0307378011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Total Rooms7 Rooms
Building Area1,290 sqft Living Area
1st Floor832 sqft 1st Floor
Attic Area458 sqft Attic
Attic1 Attic
Basement Area624 sqft Basement
Unfinished Basement624 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,296 sqft (0.236 acres)
Depth X Width132 ft x 78 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area520 sqft Garage

Exterior Amenities

Shed1 Shed
Deck AreaDeck Area
Porch1 Porch
Porch Area140 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address12546 MAIN ST
CityWEST UNION
StateIA
Zip52175-9705
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 1/2 LOTS 1 & 4 E 12' W 1/2 LOTS 1 & 4 BLK 1 ILLIFFS ADD
Legal SubdivisionILLIFFS
Legal Block1
Legal Lot Number1,4
JurisdictionFAYETTE IA
Minor Civil DivisionDOVER
Census Blockgroup1
Census Block1044
Census Tract80600

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