12656 White Cedar Trl, Jacksonville, FL 32226 Property Records

Duval County property record for 12656 White Cedar Trl, Jacksonville, FL 32226

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,747 sqft · built 2007
Lot Size0.158 acres (6,885 sqft)
Owner2 Individual Names on Record
Last Sale$289,500 (May 2007)
Tax Bill$2,710 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN106578-0630

Property Details

APN / Parcel Number

Primary APN106578-0630

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,747 sqft Living Area
Gross Area3,408 sqft
1st Floor Area2,275 sqft
Upper Floors Area472 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,885 sqft (0.158 acres)
PorchFinished/Open Porch
Porch Area661 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12656 WHITE CEDAR TRL
CityJACKSONVILLE
StateFL
Zip32226-5031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description61-107 35-1N-27E .16 NORTHWOODS LOT 59
Legal Range27E
Legal Township01N
Legal Section35
Legal SubdivisionNORTHWOODS
Legal Lot Number59
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group2
Census Block2002
Census Tract10106

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12656 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5031
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2007 · Amount on Record
Deed SaleMay 9, 2007 · Amount on Record
Deed Document Number2007153424
Deed Book / Page13969 / 1475
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12656 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5031
Document Number0186020199
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedDec 7, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12656 WHITE CEDAR TRL JACKSONVILLE FL 322265031, JACKSONVILLE, FL 32226-5031

Mortgage

Document Number0186020199
DateNov 19, 2018
Book Page018602/000199
Instrument272868
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 18, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,370 (+2.7%)$363,686 (+2.42%) Land $80,000 Building $283,686
2025$2,710.00 (+9.54%) Homeowner's exemption$173,681 (+5.99%)$355,077 (+0.66%) Land $80,000 Building $275,077
2024$2,474.00 (+3.13%)
2023$2,399.00 (+9.64%) Homeowner's exemption$163,871 (+3%)$352,742 (+12.58%) Land $75,000 Building $277,742
2022$2,188.00 Homeowner's exemption$159,099$313,322 Land $60,000 Building $253,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: IQ Fiber.

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