12641 White Cedar Trl, Jacksonville, FL 32226 Property Records

Duval County property record for 12641 White Cedar Trl, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 2006
Lot Size	0.154 acres (6,724 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2026)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106578-0585`

Property Details

APN / Parcel Number

Primary APN	`106578-0585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	1,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,724 sqft (0.154 acres)
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12641 WHITE CEDAR TRL
City	JACKSONVILLE
State	FL
Zip	32226-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61-107 35-1N-27E .15 NORTHWOODS LOT 50
Legal Range	27E
Legal Township	01N
Legal Section	35
Legal Subdivision	NORTHWOODS
Legal Lot Number	50
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2002
Census Tract	10106

Owner

Source: Duval County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12641 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jan 10, 2007 · Amount on Record
Deed Document Number	2026148524
Deed Book / Page	21957 / 422
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 29, 2026
Property Address	12641 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5032
Document Number	0000148524
Book / Page	21957 / 422
Instrument Date	Jun 24, 2026
Instrument	2026148524
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12641 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5032

Mortgage

Document Number	0000148525,
Date	Jun 29, 2026
Instrument	2026148525

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12641 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5032
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12641 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5032

Mortgage

Document Number	0194382447
Date	Nov 4, 2020
Book Page	19438/2447
Instrument	2020245456

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,520 (+2.7%)	$248,979 (+2.09%) Land $80,000 Building $168,979
2025	$3,784.00 (+7.35%) Homeowner's exemption	$234,197 (-2.62%)	$243,872 (+1.41%) Land $80,000 Building $163,872
2024	$3,525.00 (-10.12%)
2023	$3,922.00 (+17.53%)	$240,489 (+14.01%) Land $75,000 Building $165,489	$240,489 (+14.01%) Land $75,000 Building $165,489
2022	$3,337.00	$210,934 Land $60,000 Building $150,934	$210,934 Land $60,000 Building $150,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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