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12649 White Cedar Trl, Jacksonville, FL 32226 Property Records

Duval County property record for 12649 White Cedar Trl, Jacksonville, FL 32226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 2006
Lot Size0.154 acres (6,698 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Feb 2014)
Tax Bill$1,930 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN106578-0590

Property Details

APN / Parcel Number

Primary APN106578-0590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,431 sqft Living Area
Gross Area1,910 sqft
1st Floor Area1,431 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,698 sqft (0.154 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12649 WHITE CEDAR TRL
CityJACKSONVILLE
StateFL
Zip32226-5032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description61-107 35-1N-27E .15 NORTHWOODS LOT 51
Legal Range27E
Legal Township01N
Legal Section35
Legal SubdivisionNORTHWOODS
Legal Lot Number51
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group2
Census Block2002
Census Tract10106

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12649 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2014 · Amount on Record
Deed SaleFeb 7, 2014 · Amount on Record
Prior SaleMar 3, 2010 · Amount on Record
Deed Document Number201428844
Deed Book / Page16683 / 937
Prior Transfer DateFeb 4, 2010
Prior Transfer Doc0151702439
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12649 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5032
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0194292395
DateOct 28, 2020
Book Page19429/2395
Instrument2020240180
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,421 (+5.19%)$243,694 (-2.43%) Land $83,235 Building $160,459
2025$1,930.00 (+12.87%) Homeowner's exemption$129,685 (+5.99%)$249,758 (+1.35%) Land $80,000 Building $169,758
2024$1,710.00 (+3.45%)
2023$1,653.00 (+10.05%) Homeowner's exemption$122,361 (+3%)$246,427 (+13.9%) Land $75,000 Building $171,427
2022$1,502.00 Homeowner's exemption$118,798$216,361 Land $60,000 Building $156,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: IQ Fiber.

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