Washington County property record for 12642 Independence Rd, Clear Spring, MD 21722 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,539 sqft · built 1972 |
| Lot Size | 0.922 acres (40,162 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (May 2018) |
| Tax Bill | $2,650 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification May 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 23-009072 |
| Primary APN | 23-009072 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,539 sqft Total Area |
| Basement Area | 1,215 sqft |
| Finished Basement | 1,215 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 40,162 sqft (0.922 acres) |
| Lot Dimensions | 267 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 64 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 009072 |
|---|---|
| Street Address | 12642 INDEPENDENCE RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 150X267.75 .921AC 12642 INDEPENDENCE RD |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 23, WILSONS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11700 |
Source: Washington County records · APN 23-009072
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12642 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Loan Modification, Mortgage · Conventional with PMI THE MONEY SOURCE INC |
| May 22, 2018 | Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Prior Sale | May 14, 2009 |
| Deed Book / Page | 5755 / 256 |
| Prior Transfer Date | Sep 24, 2009 |
| Prior Transfer Doc | 0037450166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12642 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516 |
| Document Number | 0063650230 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12642 INDEPENDENCE RD CLEAR SPRING MD 217221516, CLEAR SPRING, MD 21722-1516 |
| Document Number | 0063650230 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 006365/000230 |
| Name | THE MONEY SOURCE INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 22, 2018 |
| Property Address | 12642 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516 |
| Document Number | 0057550256 |
| Book / Page | 5755 / 0256 |
| Map Reference | LB3745 FO166 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,099.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12642 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516 |
| Document Number | 0005755264 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 5755/264 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,500 (+9.71%) Land $50,000 Building $224,500 | $274,500 (-) Land $50,000 Building $224,500 | |
| 2025 | $2,650.00 (+10.51%) | $250,200 (+24.11%) | $274,500 (+36.16%) Land $50,000 Building $224,500 |
| 2024 | $2,398.00 (+14.41%) | ||
| 2023 | $2,096.00 | $201,600 Land $50,000 Building $151,600 | $201,600 Land $50,000 Building $151,600 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430117001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures