12638 Independence Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12638 Independence Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,688 sqft · built 1979
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2021)
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-006006`

Property Details

APN / Parcel Number

Primary APN	`23-006006`
Alternative APN	`006006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Total Area
Basement Area	375 sqft
Finished Basement	375 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	255 sqft
Shed	1 Shed
Shed Area	625 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006006
Street Address	12638 INDEPENDENCE RD
City	CLEAR SPRING
State	MD
Zip	21722-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	LOT IRREG 1.75 ACRES 12638 INDEPENDENCE RD BOTH SIDES ROAD
Legal Subdivision	BOTH SIDES ROAD
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1024
Census Tract	11700

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12638 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 16, 2021	Deed, Transfer REGIS TITLE LLC, RGS TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Nov 5, 2007
Deed Book / Page	6869 / 89
Transfer Doc	0021380271
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Jul 15, 2026
Property Address	12638 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516
Document Number	7969000281
Book / Page	7969 / 281
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12638 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516

Mortgage

Document Number	7969000281,
Date	Jul 15, 2026
Book Page	7969/281

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 16, 2021
Property Address	12638 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516
Document Number	0068690089
Book / Page	6869 / 89
Instrument Date	Dec 3, 2021
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12638 INDEPENDENCE RD, CLEAR SPRING, MD 21722-1516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,100 (+19.65%) Land $66,000 Building $171,100	$237,100 (-) Land $66,000 Building $171,100
2025	$2,112.00 (+23.65%)	$198,167 (+64.73%)	$237,100 (+97.09%) Land $66,000 Building $171,100
2024	$1,708.00 (+36.53%)
2023	$1,251.00	$120,300 Land $57,000 Building $63,300	$120,300 Land $57,000 Building $63,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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