12641 Twilight Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 12641 Twilight Rd, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,512 sqft · built 2002
Lot Size	0.56 acres (24,395 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Dec 2020)
Tax Bill	$2,628 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-360-0020`

Property Details

APN / Parcel Number

Primary APN	`17-360-0020`

Interior

Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	24,395 sqft (0.56 acres)
Porch	Slab
Deck Area	144 sqft

Location & Zoning

Street Address	12641 TWILIGHT RD
City	ONAMIA
State	MN
Zip	56359-7923
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	& THAT PART OF OUTLOT A THAT LIES BETWEEN EXT LOT LINES OF LOT 2
Legal Range	26
Legal Township	42
Legal Section	18
Legal Subdivision	HIGHLAND BEACH
Legal Block	1
Legal Lot Number	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2083
Census Tract	970200

Owner

12641 Twilight Rd, a residential property, is owned by two individuals who bought it in December 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13438 XIMINES LN N, CHAMPLIN, MN 55316-4501
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Deed Document Number	2020421368
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	000A383556
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 15, 2020
Property Address	12641 TWILIGHT RD, ONAMIA, MN 56359-7923
Document Number	000A421368
Instrument Date	Oct 23, 2020
Instrument	A421368
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$491.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14168 PALM ST NW, ANDOVER, MN 55304-4140

Mortgage

Document Number	000A421369
Date	Dec 15, 2020
Instrument	A421369

Lender

Name	WINGS FINANCIAL FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12641 Twilight Rd was $2,628, up 1.2% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,628.00 (+1.23%)	$297,800 (+6.21%) Land $156,700 Building $141,100	$297,800 (+6.21%) Land $156,700 Building $141,100
2025	$2,596.00	$280,400 Land $156,700 Building $123,700	$280,400 Land $156,700 Building $123,700
2023	$2,654.00	$259,100 Land $136,300 Building $122,800	$259,100 Land $136,300 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12641 Twilight Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12641 Twilight Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20